Median Income
$61,379
household / year
Median Home Value
$178,900
owner-occupied
Median Rent
$693
gross / month
Cost of Living
90
national avg = 100

Is Ottawa, OH a Good Place to Live?

Ottawa is a small town of 4,447 in Ohio, with a median household income of $61,379 . Its cost of living index is 90 (US average = 100), which is 10% below the national average.

Strengths: Ottawa stands out for an affordable cost of living, below-average home prices, solid school ratings (B), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Ottawa is right for you depends on your priorities — the full breakdown is below.

All Ottawa city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 90.3

Ottawa's overall cost of living index is 90.3, where 100 represents the US national average. Living in Ottawa costs roughly 10% less than the average American city.

Metric Ottawa, OH National Avg
Median Home Value $178,900 $244,900
Median Monthly Rent $693 $1,163
Homeownership Rate 73.2% 65.9%
Median Household Income $61,379 $74,755

Crime & Safety

Crime data for Ottawa is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.

Schools & Education

Ottawa is served primarily by Ottawa-Glandorf Local. The student-to-teacher ratio is 16.3:1 (slightly above the national average of ~16:1).

Metric Ottawa, OH National Avg
School District Ottawa-Glandorf Local —
Elementary Schools 2 —
Middle Schools N/A —
High Schools 1 —
Student/Teacher Ratio 16.3:1 16:1
Bachelor's Degree or Higher 35.4% 35.4%
High School Diploma or Higher 93.9% 91.1%

Weather & Climate

Ottawa sees average highs of 33.4°F in January and 84.1°F in July, with 38.0 inches of annual precipitation and 10.7 inches of snow per year.

MetricOttawa, OH
Average High — January33.4°F
Average High — July84.1°F
Annual Precipitation38.0"
Annual Snowfall10.7"

Demographics

MetricOttawa, OHNational Avg
Population4,447—
Median Age42.238.9
Unemployment Rate0.0%3.7%
Avg Commute Time18.4 min26 min
White (non-Hispanic)85.7%59.3%
Black or African American2.4%13.6%
Hispanic or Latino10.6%18.9%
Asian0.4%6.3%
Under 1823.8%22.2%
65 and over20.4%16.8%

Nearby Cities

ZIP Codes in Ottawa

Ottawa, OH is covered by 1 ZIP code:

Ottawa vs Other Cities

Frequently Asked Questions

Ottawa's cost of living index is 90, where 100 is the national average. That makes Ottawa roughly 10% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $178,900 and median rent is $693/month.
Crime data for Ottawa is not available in the current FBI UCR reporting year. Not all jurisdictions submit data annually.
Public schools in Ottawa are operated by Ottawa-Glandorf Local. The district has 2 elementary, several middle, and 1 high schools. The student-to-teacher ratio is 16.3:1. 35.4% of adults 25+ hold a bachelor's degree or higher.
Ottawa, OH has a population of 4,447, a median household income of $61,379, and an unemployment rate of 0.0%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Ottawa averages 33.4°F in January and 84.1°F in July. Annual rainfall is 38.0 inches with about 10.7 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Ottawa, OH is covered by 1 ZIP code: 45875.
The population of Ottawa, Ohio is 4,447 with a median age of 42.2. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Ottawa: cost of living index 90 (100 = US average), median home $178,900, median household income $61,379, schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Ottawa side by side with your current city to see the trade-offs.