Oak Harbor is a small town of 2,521 in Ohio, with a median household income of $50,362
and a 3.3% unemployment rate.
Its cost of living index is 90 (US average = 100), which is
10% below the national average.
Strengths:
Oak Harbor stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B).
Trade-offs:
No major red flags stand out in the available data. Whether Oak Harbor is right for you depends on your priorities — the full breakdown is below.
All Oak Harbor city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 90.4
Oak Harbor's overall cost of living index is 90.4,
where 100 represents the US national average.
Living in Oak Harbor costs roughly 10% less than the average American city.
Metric
Oak Harbor, OH
National Avg
Median Home Value
$160,800
$244,900
Median Monthly Rent
$741
$1,163
Homeownership Rate
66.8%
65.9%
Median Household Income
$50,362
$74,755
Crime & Safety
Very Safe
Oak Harbor's violent crime rate is 35.8 per 100,000 residents
— 91% lower than the national average of ~380 per 100,000.
Violent Crime
35.8 /100k
Property Crime
1217.8 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Oak Harbor is served primarily by Benton Carroll Salem Local.
The student-to-teacher ratio is 14.8:1
(better than the national average of ~16:1).
Metric
Oak Harbor, OH
National Avg
School District
Benton Carroll Salem Local
—
Elementary Schools
1
—
Middle Schools
1
—
High Schools
1
—
Student/Teacher Ratio
14.8:1
16:1
Bachelor's Degree or Higher
20.1%
35.4%
High School Diploma or Higher
96.5%
91.1%
Weather & Climate
Oak Harbor sees average highs of 33.7°F in January
and 85.0°F in July,
with 38.2 inches of annual precipitation
and 26.2 inches of snow per year.
Oak Harbor's cost of living index is 90, where 100 is the national average.
That makes Oak Harbor roughly 10% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $160,800 and median rent is $741/month.
Oak Harbor's violent crime rate is 35.8 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1217.8 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Oak Harbor are operated by Benton Carroll Salem Local.
The district has 1 elementary, 1 middle, and 1 high schools.
The student-to-teacher ratio is 14.8:1. 20.1% of adults 25+ hold a bachelor's degree or higher.
Oak Harbor, OH has a population of 2,521, a median household income of $50,362, and an unemployment rate of 3.3%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Oak Harbor averages 33.7°F in January and 85.0°F in July. Annual rainfall is 38.2 inches
with about 26.2 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Oak Harbor, OH is covered by 1 ZIP code: 43449.
The population of Oak Harbor, Ohio is 2,521 with a median age of 37.9. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Oak Harbor: cost of living index 90 (100 = US average), median home $160,800, median household income $50,362, crime index 29 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Oak Harbor side by side with your current city to see the trade-offs.
