Montgomery is a small city of 10,816 in Ohio, with a median household income of $142,244
and a 2.4% unemployment rate.
Its cost of living index is 94 (US average = 100), which is
6% below the national average.
Strengths:
Montgomery stands out for an affordable cost of living, lower-than-average crime, solid school ratings (A-), a well-educated population, short average commutes.
Trade-offs:
Potential downsides include high home prices. Whether Montgomery is right for you depends on your priorities — the full breakdown is below.
All Montgomery city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 94.1
Montgomery's overall cost of living index is 94.1,
where 100 represents the US national average.
Living in Montgomery costs roughly 6% less than the average American city.
Metric
Montgomery, OH
National Avg
Median Home Value
$465,200
$244,900
Median Monthly Rent
$1,440
$1,163
Homeownership Rate
89.3%
65.9%
Median Household Income
$142,244
$74,755
Crime & Safety
Very Safe
Montgomery's violent crime rate is 37.1 per 100,000 residents
— 90% lower than the national average of ~380 per 100,000.
Violent Crime
37.1 /100k
Property Crime
658.4 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Montgomery is served primarily by Princeton City.
The student-to-teacher ratio is 16.6:1
(slightly above the national average of ~16:1).
Metric
Montgomery, OH
National Avg
School District
Princeton City
—
Elementary Schools
8
—
Middle Schools
1
—
High Schools
2
—
Student/Teacher Ratio
16.6:1
16:1
Bachelor's Degree or Higher
76.8%
35.4%
High School Diploma or Higher
98.9%
91.1%
Weather & Climate
Montgomery sees average highs of 39.3°F in January
and 86.8°F in July,
with 44.5 inches of annual precipitation
and 14.4 inches of snow per year.
Montgomery's cost of living index is 94, where 100 is the national average.
That makes Montgomery roughly 6% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $465,200 and median rent is $1,440/month.
Montgomery's violent crime rate is 37.1 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 658.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Montgomery are operated by Princeton City.
The district has 8 elementary, 1 middle, and 2 high schools.
The student-to-teacher ratio is 16.6:1. 76.8% of adults 25+ hold a bachelor's degree or higher.
Montgomery, OH has a population of 10,816, a median household income of $142,244, and an unemployment rate of 2.4%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Montgomery averages 39.3°F in January and 86.8°F in July. Annual rainfall is 44.5 inches
with about 14.4 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Montgomery, OH is covered by 1 ZIP code: 45249.
The population of Montgomery, Ohio is 10,816 with a median age of 44.8. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Montgomery: cost of living index 94 (100 = US average), median home $465,200, median household income $142,244, crime index 18 (100 = US average, lower is safer), schools rated A-. Whether these are benefits or drawbacks depends on where you're coming from — compare Montgomery side by side with your current city to see the trade-offs.