What are the schools like in Monroe, OH?

Monroe is served primarily by Monroe Local. The district operates 2 elementary schools, 1 middle schools, and 1 high schools with a student-to-teacher ratio of 20.0:1.

What is the median household income in Monroe?

The median household income in Monroe, OH is $100,100 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 2.3%.

What is the weather like in Monroe, OH?

Monroe has an average high temperature of 38.4°F in January and 85.8°F in July. Annual precipitation averages 42.0 inches and annual snowfall averages 9.7 inches.

Monroe, OH Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Monroe, OH affordable or expensive?

Monroe's cost of living index is 94, where 100 represents the national average. This means Monroe is 6% less expensive than the average US city. The median home value is $242,000 and the median rent is $1,488 per month.

Q: What is the crime rate in Monroe, OH?

Monroe has a violent crime rate of 110.7 incidents per 100,000 residents and a property crime rate of 1527.5 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Monroe, OH a Good Place to Live?

Monroe is a small city of 15,202 in Ohio, with a median household income of $100,100 and a 2.3% unemployment rate. Its cost of living index is 94 (US average = 100), which is 6% below the national average.

Strengths: Monroe stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B), a well-educated population, short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Monroe is right for you depends on your priorities — the full breakdown is below.

All Monroe city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 94.1

Monroe's overall cost of living index is 94.1, where 100 represents the US national average. Living in Monroe costs roughly 6% less than the average American city.

Metric	Monroe, OH	National Avg
Median Home Value	$242,000	$244,900
Median Monthly Rent	$1,488	$1,163
Homeownership Rate	78.9%	65.9%
Median Household Income	$100,100	$74,755

Crime & Safety

Very Safe

Monroe's violent crime rate is 110.7 per 100,000 residents — 71% lower than the national average of ~380 per 100,000.

Violent Crime

110.7 /100k

Property Crime

1527.5 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Monroe is served primarily by Monroe Local. The student-to-teacher ratio is 20.0:1 (slightly above the national average of ~16:1).

Metric	Monroe, OH	National Avg
School District	Monroe Local	—
Elementary Schools	2	—
Middle Schools	1	—
High Schools	1	—
Student/Teacher Ratio	20.0:1	16:1
Bachelor's Degree or Higher	38.2%	35.4%
High School Diploma or Higher	96.7%	91.1%

Weather & Climate

Monroe sees average highs of 38.4°F in January and 85.8°F in July, with 42.0 inches of annual precipitation and 9.7 inches of snow per year.

Metric	Monroe, OH
Average High — January	38.4°F
Average High — July	85.8°F
Annual Precipitation	42.0"
Annual Snowfall	9.7"

Demographics

Metric	Monroe, OH	National Avg
Population	15,202	—
Median Age	36.0	38.9
Unemployment Rate	2.3%	3.7%
Avg Commute Time	25.3 min	26 min
White (non-Hispanic)	85.6%	59.3%
Black or African American	3.9%	13.6%
Hispanic or Latino	4.7%	18.9%
Asian	1.2%	6.3%
Under 18	28.7%	22.2%
65 and over	14.8%	16.8%

Nearby Cities

Middletown, OH 4 mi Four Bridges, OH 5 mi Trenton, OH 5 mi Hunter, OH 6 mi Wetherington, OH 6 mi

ZIP Codes in Monroe

Monroe, OH is covered by 1 ZIP code:

45050

Monroe vs Other Cities

Monroe, OH vs Middletown, OH Monroe, OH vs Four Bridges, OH Monroe, OH vs Trenton, OH Monroe, OH vs Hunter, OH Monroe, OH vs Wetherington, OH

Frequently Asked Questions

Is Monroe, OH affordable or expensive?

Monroe's cost of living index is 94, where 100 is the national average. That makes Monroe roughly 6% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $242,000 and median rent is $1,488/month.

What is the crime rate in Monroe, OH?

Monroe's violent crime rate is 110.7 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1527.5 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Monroe?

Public schools in Monroe are operated by Monroe Local. The district has 2 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 20.0:1. 38.2% of adults 25+ hold a bachelor's degree or higher.

Is Monroe, OH a good place to live?

Monroe, OH has a population of 15,202, a median household income of $100,100, and an unemployment rate of 2.3%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Monroe?

Monroe averages 38.4°F in January and 85.8°F in July. Annual rainfall is 42.0 inches with about 9.7 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Monroe?

Monroe, OH is covered by 1 ZIP code: 45050.

What is the population of Monroe?

The population of Monroe, Ohio is 15,202 with a median age of 36.0. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Monroe?

Key numbers for living in Monroe: cost of living index 94 (100 = US average), median home $242,000, median household income $100,100, crime index 47 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Monroe side by side with your current city to see the trade-offs.