Downtown Hamilton Ohio · McKenzie & Snyder / CC BY-SA 4.0Image from page 7 of "The centennial anniversary of the city of Hamilton, Ohio" (1892) (14591442890) · Internet Archive Book Images / Public domainOhio - Hamilton - NARA - 68146809 (cropped) · Unknown authorUnknown author or not provided / Public domainNiles Tool Works, Hamilton, Ohio, 1896 · Horace L.Arnold / Public domain
Hamilton is a mid-sized city of 63,149 in Ohio, with a median household income of $52,995
and a 7.0% unemployment rate.
Its cost of living index is 94 (US average = 100), which is
6% below the national average.
Strengths:
Hamilton stands out for an affordable cost of living, below-average home prices, lower-than-average crime, short average commutes.
Trade-offs:
Potential downsides include an elevated unemployment rate. Whether Hamilton is right for you depends on your priorities — the full breakdown is below.
All Hamilton city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 94.1
Hamilton's overall cost of living index is 94.1,
where 100 represents the US national average.
Living in Hamilton costs roughly 6% less than the average American city.
Metric
Hamilton, OH
National Avg
Median Home Value
$141,300
$244,900
Median Monthly Rent
$947
$1,163
Homeownership Rate
54.6%
65.9%
Median Household Income
$52,995
$74,755
Crime & Safety
Safer than Average
Hamilton's violent crime rate is 313.4 per 100,000 residents
— 18% lower than the national average of ~380 per 100,000.
Violent Crime
313.4 /100k
Property Crime
2057.0 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Hamilton is served primarily by Lakota Local.
The student-to-teacher ratio is 24.5:1
(slightly above the national average of ~16:1).
Metric
Hamilton, OH
National Avg
School District
Lakota Local
—
Elementary Schools
14
—
Middle Schools
4
—
High Schools
3
—
Student/Teacher Ratio
24.5:1
16:1
Bachelor's Degree or Higher
14.9%
35.4%
High School Diploma or Higher
86.4%
91.1%
Weather & Climate
Hamilton sees average highs of 39.9°F in January
and 86.8°F in July,
with 41.4 inches of annual precipitation
and 9.7 inches of snow per year.
Hamilton's cost of living index is 94, where 100 is the national average.
That makes Hamilton roughly 6% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $141,300 and median rent is $947/month.
Hamilton's violent crime rate is 313.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2057.0 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Hamilton are operated by Lakota Local.
The district has 14 elementary, 4 middle, and 3 high schools.
The student-to-teacher ratio is 24.5:1. 14.9% of adults 25+ hold a bachelor's degree or higher.
Hamilton, OH has a population of 63,149, a median household income of $52,995, and an unemployment rate of 7.0%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Hamilton averages 39.9°F in January and 86.8°F in July. Annual rainfall is 41.4 inches
with about 9.7 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Hamilton, OH is covered by 3 ZIP codes: 45013, 45015, 45011.
The population of Hamilton, Ohio is 63,149 with a median age of 35.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Hamilton: cost of living index 94 (100 = US average), median home $141,300, median household income $52,995, crime index 89 (100 = US average, lower is safer), schools rated C. Whether these are benefits or drawbacks depends on where you're coming from — compare Hamilton side by side with your current city to see the trade-offs.
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