What are the schools like in Girard, OH?

Girard is served primarily by Girard City School District. The district operates 1 elementary schools, 2 middle schools, and 1 high schools with a student-to-teacher ratio of 14.0:1.

What is the median household income in Girard?

The median household income in Girard, OH is $43,504 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 6.5%.

What is the weather like in Girard, OH?

Girard has an average high temperature of 34.3°F in January and 82.7°F in July. Annual precipitation averages 41.2 inches and annual snowfall averages 67.8 inches.

Girard, OH Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Girard, OH affordable or expensive?

Girard's cost of living index is 86, where 100 represents the national average. This means Girard is 14% less expensive than the average US city. The median home value is $96,200 and the median rent is $721 per month.

Q: What is the crime rate in Girard, OH?

Girard has a violent crime rate of 243.8 incidents per 100,000 residents and a property crime rate of 1378.0 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Girard, OH a Good Place to Live?

Girard is a small town of 9,565 in Ohio, with a median household income of $43,504 and a 6.5% unemployment rate. Its cost of living index is 86 (US average = 100), which is 14% below the national average.

Strengths: Girard stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B-), short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Girard is right for you depends on your priorities — the full breakdown is below.

All Girard city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 86.0

Girard's overall cost of living index is 86.0, where 100 represents the US national average. Living in Girard costs roughly 14% less than the average American city.

Metric	Girard, OH	National Avg
Median Home Value	$96,200	$244,900
Median Monthly Rent	$721	$1,163
Homeownership Rate	66.1%	65.9%
Median Household Income	$43,504	$74,755

Crime & Safety

Safer than Average

Girard's violent crime rate is 243.8 per 100,000 residents — 36% lower than the national average of ~380 per 100,000.

Violent Crime

243.8 /100k

Property Crime

1378.0 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Girard is served primarily by Girard City School District. The student-to-teacher ratio is 14.0:1 (better than the national average of ~16:1).

Metric	Girard, OH	National Avg
School District	Girard City School District	—
Elementary Schools	1	—
Middle Schools	2	—
High Schools	1	—
Student/Teacher Ratio	14.0:1	16:1
Bachelor's Degree or Higher	18.8%	35.4%
High School Diploma or Higher	91.0%	91.1%

Weather & Climate

Girard sees average highs of 34.3°F in January and 82.7°F in July, with 41.2 inches of annual precipitation and 67.8 inches of snow per year.

Metric	Girard, OH
Average High — January	34.3°F
Average High — July	82.7°F
Annual Precipitation	41.2"
Annual Snowfall	67.8"

Demographics

Metric	Girard, OH	National Avg
Population	9,565	—
Median Age	39.0	38.9
Unemployment Rate	6.5%	3.7%
Avg Commute Time	18.1 min	26 min
White (non-Hispanic)	91.2%	59.3%
Black or African American	4.9%	13.6%
Hispanic or Latino	2.2%	18.9%
Asian	0.0%	6.3%
Under 18	20.7%	22.2%
65 and over	18.2%	16.8%

Nearby Cities

McDonald, OH 1 mi Churchill, OH 2 mi McKinley Heights, OH 2 mi Hilltop, OH 2 mi Niles, OH 3 mi

ZIP Codes in Girard

Girard, OH is covered by 1 ZIP code:

44420

Girard vs Other Cities

Girard, OH vs McDonald, OH Girard, OH vs Churchill, OH Girard, OH vs McKinley Heights, OH Girard, OH vs Hilltop, OH Girard, OH vs Niles, OH

Frequently Asked Questions

Is Girard, OH affordable or expensive?

Girard's cost of living index is 86, where 100 is the national average. That makes Girard roughly 14% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $96,200 and median rent is $721/month.

What is the crime rate in Girard, OH?

Girard's violent crime rate is 243.8 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1378.0 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Girard?

Public schools in Girard are operated by Girard City School District. The district has 1 elementary, 2 middle, and 1 high schools. The student-to-teacher ratio is 14.0:1. 18.8% of adults 25+ hold a bachelor's degree or higher.

Is Girard, OH a good place to live?

Girard, OH has a population of 9,565, a median household income of $43,504, and an unemployment rate of 6.5%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Girard?

Girard averages 34.3°F in January and 82.7°F in July. Annual rainfall is 41.2 inches with about 67.8 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Girard?

Girard, OH is covered by 1 ZIP code: 44420.

What is the population of Girard?

The population of Girard, Ohio is 9,565 with a median age of 39.0. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Girard?

Key numbers for living in Girard: cost of living index 86 (100 = US average), median home $96,200, median household income $43,504, crime index 65 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Girard side by side with your current city to see the trade-offs.