Median Income
$83,447
household / year
Median Home Value
$97,600
owner-occupied
Median Rent
N/A
gross / month
Cost of Living
N/A
national avg = 100

Is Elgin, OH a Good Place to Live?

Elgin is a small town of 109 in Ohio, with a median household income of $83,447 and a 2.8% unemployment rate.

Strengths: Elgin stands out for below-average home prices.

Trade-offs: No major red flags stand out in the available data. Whether Elgin is right for you depends on your priorities — the full breakdown is below.

All Elgin city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Cost of living data is based on the Bureau of Economic Analysis Regional Price Parities for the Elgin metro area.

Metric Elgin, OH National Avg
Median Home Value $97,600 $244,900
Median Monthly Rent N/A $1,163
Homeownership Rate 95.7% 65.9%
Median Household Income $83,447 $74,755

Crime & Safety

Very Safe

Elgin's violent crime rate is 176.8 per 100,000 residents — 53% lower than the national average of ~380 per 100,000.

Violent Crime
176.8 /100k
Property Crime
1531.4 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Metric Elgin, OH National Avg
School District N/A —
Elementary Schools N/A —
Middle Schools N/A —
High Schools N/A —
Student/Teacher Ratio N/A 16:1
Bachelor's Degree or Higher 1.3% 35.4%
High School Diploma or Higher 81.3% 91.1%

Weather & Climate

Elgin sees average highs of 32.5°F in January and 84.5°F in July, with 40.4 inches of annual precipitation and 17.1 inches of snow per year.

MetricElgin, OH
Average High — January32.5°F
Average High — July84.5°F
Annual Precipitation40.4"
Annual Snowfall17.1"

Demographics

MetricElgin, OHNational Avg
Population109—
Median Age43.438.9
Unemployment Rate2.8%3.7%
Avg Commute Time28.9 min26 min
White (non-Hispanic)100.0%59.3%
Black or African American0.0%13.6%
Hispanic or Latino0.0%18.9%
Asian0.0%6.3%
Under 1824.8%22.2%
65 and over4.6%16.8%

Nearby Cities

Venedocia, OH 3 mi Mendon, OH 5 mi Spencerville, OH 7 mi Ohio City, OH 8 mi Middle Point, OH 8 mi

ZIP Codes in Elgin

Elgin, OH is covered by 2 ZIP codes:

45894 45838

Elgin vs Other Cities

Elgin, OH vs Venedocia, OH Elgin, OH vs Mendon, OH Elgin, OH vs Spencerville, OH Elgin, OH vs Ohio City, OH Elgin, OH vs Middle Point, OH

Frequently Asked Questions

Elgin has a median home value of $97,600 and median rent of N/A/month against a median household income of $83,447.
Elgin's violent crime rate is 176.8 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1531.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Elgin, OH has a population of 109, a median household income of $83,447, and an unemployment rate of 2.8%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Elgin averages 32.5°F in January and 84.5°F in July. Annual rainfall is 40.4 inches with about 17.1 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Elgin, OH is covered by 2 ZIP codes: 45894, 45838.
The population of Elgin, Ohio is 109 with a median age of 43.4. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Elgin: median home $97,600, median household income $83,447, crime index 57 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Elgin side by side with your current city to see the trade-offs.