Derby is a small town of 536 in Ohio, with a median household income of $40,729
.
Its cost of living index is 94 (US average = 100), which is
6% below the national average.
Strengths:
Derby stands out for an affordable cost of living, below-average home prices.
Trade-offs:
Potential downsides include longer commutes. Whether Derby is right for you depends on your priorities — the full breakdown is below.
All Derby city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 94.5
Derby's overall cost of living index is 94.5,
where 100 represents the US national average.
Living in Derby costs roughly 6% less than the average American city.
Metric
Derby, OH
National Avg
Median Home Value
$142,300
$244,900
Median Monthly Rent
$773
$1,163
Homeownership Rate
51.1%
65.9%
Median Household Income
$40,729
$74,755
Crime & Safety
Very Safe
Derby's violent crime rate is 116.3 per 100,000 residents
— 69% lower than the national average of ~380 per 100,000.
Violent Crime
116.3 /100k
Property Crime
1332.6 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Metric
Derby, OH
National Avg
School District
N/A
—
Elementary Schools
N/A
—
Middle Schools
N/A
—
High Schools
N/A
—
Student/Teacher Ratio
N/A
16:1
Bachelor's Degree or Higher
5.4%
35.4%
High School Diploma or Higher
88.0%
91.1%
Weather & Climate
Derby sees average highs of 38.6°F in January
and 85.8°F in July,
with 40.1 inches of annual precipitation
and 20.4 inches of snow per year.
Derby's cost of living index is 94, where 100 is the national average.
That makes Derby roughly 6% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $142,300 and median rent is $773/month.
Derby's violent crime rate is 116.3 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1332.6 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Derby, OH has a population of 536, a median household income of $40,729, and an unemployment rate of 0.0%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Derby averages 38.6°F in January and 85.8°F in July. Annual rainfall is 40.1 inches
with about 20.4 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Derby, OH is covered by 2 ZIP codes: 43146, 43117.
The population of Derby, Ohio is 536 with a median age of 34.3. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Derby: cost of living index 94 (100 = US average), median home $142,300, median household income $40,729, crime index 44 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Derby side by side with your current city to see the trade-offs.
