Median Income
$41,443
household / year
Median Home Value
$86,200
owner-occupied
Median Rent
$830
gross / month
Cost of Living
92
national avg = 100

Is Dayton, OH a Good Place to Live?

Dayton is a mid-sized city of 137,305 in Ohio, with a median household income of $41,443 and a 10.0% unemployment rate. Its cost of living index is 92 (US average = 100), which is 8% below the national average.

Strengths: Dayton stands out for an affordable cost of living, below-average home prices, short average commutes.

Trade-offs: Potential downsides include a higher-than-average crime index, an elevated unemployment rate. Whether Dayton is right for you depends on your priorities — the full breakdown is below.

All Dayton city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 92.3

Dayton's overall cost of living index is 92.3, where 100 represents the US national average. Living in Dayton costs roughly 8% less than the average American city.

Metric Dayton, OH National Avg
Median Home Value $86,200 $244,900
Median Monthly Rent $830 $1,163
Homeownership Rate 48.4% 65.9%
Median Household Income $41,443 $74,755

Crime & Safety

High Crime

Dayton's violent crime rate is 1339.2 per 100,000 residents — 252% higher than the national average of ~380 per 100,000.

Violent Crime
1339.2 /100k
Property Crime
4334.2 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Dayton is served primarily by Dayton City. The student-to-teacher ratio is 17.1:1 (slightly above the national average of ~16:1).

Metric Dayton, OH National Avg
School District Dayton City
Elementary Schools 15
Middle Schools 3
High Schools 8
Student/Teacher Ratio 17.1:1 16:1
Bachelor's Degree or Higher 19.6% 35.4%
High School Diploma or Higher 86.4% 91.1%

Weather & Climate

Dayton sees average highs of 36.3°F in January and 86.7°F in July, with 41.6 inches of annual precipitation and 12.3 inches of snow per year.

MetricDayton, OH
Average High — January36.3°F
Average High — July86.7°F
Annual Precipitation41.6"
Annual Snowfall12.3"

Demographics

MetricDayton, OHNational Avg
Population137,305
Median Age34.038.9
Unemployment Rate10.0%3.7%
Avg Commute Time21.1 min26 min
White (non-Hispanic)51.9%59.3%
Black or African American38.0%13.6%
Hispanic or Latino3.9%18.9%
Asian1.3%6.3%
Under 1820.9%22.2%
65 and over13.4%16.8%

Nearby Cities

ZIP Codes in Dayton

Dayton, OH is covered by 11 ZIP codes:

Dayton vs Other Cities

Frequently Asked Questions

Dayton's cost of living index is 92, where 100 is the national average. That makes Dayton roughly 8% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $86,200 and median rent is $830/month.
Dayton's violent crime rate is 1339.2 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 4334.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Dayton are operated by Dayton City. The district has 15 elementary, 3 middle, and 8 high schools. The student-to-teacher ratio is 17.1:1. 19.6% of adults 25+ hold a bachelor's degree or higher.
Dayton, OH has a population of 137,305, a median household income of $41,443, and an unemployment rate of 10.0%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Dayton averages 36.3°F in January and 86.7°F in July. Annual rainfall is 41.6 inches with about 12.3 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Dayton, OH is covered by 11 ZIP codes: 45417, 45404, 45414, 45402, 45406, 45403, 45410, 45405, 45428, 45469, 45423.
The population of Dayton, Ohio is 137,305 with a median age of 34.0. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Dayton: cost of living index 92 (100 = US average), median home $86,200, median household income $41,443, crime index 294 (100 = US average, lower is safer), schools rated C. Whether these are benefits or drawbacks depends on where you're coming from — compare Dayton side by side with your current city to see the trade-offs.