What are the schools like in Clayton, OH?

Clayton is served primarily by Northmont City. The district operates 5 elementary schools, 1 middle schools, and 1 high schools with a student-to-teacher ratio of 17.6:1.

What is the median household income in Clayton?

The median household income in Clayton, OH is $89,282 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 2.8%.

What is the weather like in Clayton, OH?

Clayton has an average high temperature of 37.1°F in January and 85.9°F in July. Annual precipitation averages 41.7 inches and annual snowfall averages 25.0 inches.

Clayton, OH Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Clayton, OH affordable or expensive?

Clayton's cost of living index is 92, where 100 represents the national average. This means Clayton is 8% less expensive than the average US city. The median home value is $182,800 and the median rent is $1,061 per month.

Q: What is the crime rate in Clayton, OH?

Clayton has a violent crime rate of 90.9 incidents per 100,000 residents and a property crime rate of 1152.0 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Clayton, OH a Good Place to Live?

Clayton is a small city of 13,292 in Ohio, with a median household income of $89,282 and a 2.8% unemployment rate. Its cost of living index is 92 (US average = 100), which is 8% below the national average.

Strengths: Clayton stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B), a well-educated population, short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Clayton is right for you depends on your priorities — the full breakdown is below.

All Clayton city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 92.3

Clayton's overall cost of living index is 92.3, where 100 represents the US national average. Living in Clayton costs roughly 8% less than the average American city.

Metric	Clayton, OH	National Avg
Median Home Value	$182,800	$244,900
Median Monthly Rent	$1,061	$1,163
Homeownership Rate	81.6%	65.9%
Median Household Income	$89,282	$74,755

Crime & Safety

Very Safe

Clayton's violent crime rate is 90.9 per 100,000 residents — 76% lower than the national average of ~380 per 100,000.

Violent Crime

90.9 /100k

Property Crime

1152.0 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Clayton is served primarily by Northmont City. The student-to-teacher ratio is 17.6:1 (slightly above the national average of ~16:1).

Metric	Clayton, OH	National Avg
School District	Northmont City	—
Elementary Schools	5	—
Middle Schools	1	—
High Schools	1	—
Student/Teacher Ratio	17.6:1	16:1
Bachelor's Degree or Higher	35.6%	35.4%
High School Diploma or Higher	95.5%	91.1%

Weather & Climate

Clayton sees average highs of 37.1°F in January and 85.9°F in July, with 41.7 inches of annual precipitation and 25.0 inches of snow per year.

Metric	Clayton, OH
Average High — January	37.1°F
Average High — July	85.9°F
Annual Precipitation	41.7"
Annual Snowfall	25.0"

Demographics

Metric	Clayton, OH	National Avg
Population	13,292	—
Median Age	46.0	38.9
Unemployment Rate	2.8%	3.7%
Avg Commute Time	25.5 min	26 min
White (non-Hispanic)	62.9%	59.3%
Black or African American	29.5%	13.6%
Hispanic or Latino	1.2%	18.9%
Asian	1.5%	6.3%
Under 18	20.8%	22.2%
65 and over	23.8%	16.8%

Nearby Cities

Englewood, OH 1 mi Union, OH 3 mi Phillipsburg, OH 5 mi Brookville, OH 5 mi Trotwood, OH 5 mi

ZIP Codes in Clayton

Clayton, OH is covered by 3 ZIP codes:

45315 45322 45415

Clayton vs Other Cities

Clayton, OH vs Englewood, OH Clayton, OH vs Union, OH Clayton, OH vs Phillipsburg, OH Clayton, OH vs Brookville, OH Clayton, OH vs Trotwood, OH

Frequently Asked Questions

Is Clayton, OH affordable or expensive?

Clayton's cost of living index is 92, where 100 is the national average. That makes Clayton roughly 8% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $182,800 and median rent is $1,061/month.

What is the crime rate in Clayton, OH?

Clayton's violent crime rate is 90.9 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1152.0 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Clayton?

Public schools in Clayton are operated by Northmont City. The district has 5 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 17.6:1. 35.6% of adults 25+ hold a bachelor's degree or higher.

Is Clayton, OH a good place to live?

Clayton, OH has a population of 13,292, a median household income of $89,282, and an unemployment rate of 2.8%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Clayton?

Clayton averages 37.1°F in January and 85.9°F in July. Annual rainfall is 41.7 inches with about 25.0 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Clayton?

Clayton, OH is covered by 3 ZIP codes: 45315, 45322, 45415.

What is the population of Clayton?

The population of Clayton, Ohio is 13,292 with a median age of 46.0. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Clayton?

Key numbers for living in Clayton: cost of living index 92 (100 = US average), median home $182,800, median household income $89,282, crime index 36 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Clayton side by side with your current city to see the trade-offs.