Is Albany, OH a Good Place to Live?
Albany is a small town of 844 in Ohio, with a median household income of $61,118 and a 1.0% unemployment rate. Its cost of living index is 91 (US average = 100), which is 9% below the national average.
Strengths: Albany stands out for an affordable cost of living, below-average home prices, solid school ratings (B-), short average commutes.
Trade-offs: No major red flags stand out in the available data. Whether Albany is right for you depends on your priorities — the full breakdown is below.
All Albany city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 90.8Albany's overall cost of living index is 90.8, where 100 represents the US national average. Living in Albany costs roughly 9% less than the average American city.
| Metric | Albany, OH | National Avg |
|---|---|---|
| Median Home Value | $140,400 | $244,900 |
| Median Monthly Rent | $857 | $1,163 |
| Homeownership Rate | 75.4% | 65.9% |
| Median Household Income | $61,118 | $74,755 |
Crime & Safety
Very SafeAlbany's violent crime rate is 71.9 per 100,000 residents — 81% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Albany is served primarily by Alexander Local. The student-to-teacher ratio is 14.0:1 (better than the national average of ~16:1).
| Metric | Albany, OH | National Avg |
|---|---|---|
| School District | Alexander Local | — |
| Elementary Schools | 1 | — |
| Middle Schools | N/A | — |
| High Schools | 1 | — |
| Student/Teacher Ratio | 14.0:1 | 16:1 |
| Bachelor's Degree or Higher | 18.2% | 35.4% |
| High School Diploma or Higher | 94.6% | 91.1% |
Weather & Climate
Albany sees average highs of 39.5°F in January and 84.6°F in July, with 43.1 inches of annual precipitation and 17.7 inches of snow per year.
| Metric | Albany, OH |
|---|---|
| Average High — January | 39.5°F |
| Average High — July | 84.6°F |
| Annual Precipitation | 43.1" |
| Annual Snowfall | 17.7" |
Demographics
| Metric | Albany, OH | National Avg |
|---|---|---|
| Population | 844 | — |
| Median Age | 40.7 | 38.9 |
| Unemployment Rate | 1.0% | 3.7% |
| Avg Commute Time | 25.5 min | 26 min |
| White (non-Hispanic) | 96.8% | 59.3% |
| Black or African American | 1.1% | 13.6% |
| Hispanic or Latino | 0.8% | 18.9% |
| Asian | 0.0% | 6.3% |
| Under 18 | 25.1% | 22.2% |
| 65 and over | 23.7% | 16.8% |
Nearby Cities
ZIP Codes in Albany
Albany, OH is covered by 1 ZIP code: