Median Income
$61,118
household / year
Median Home Value
$140,400
owner-occupied
Median Rent
$857
gross / month
Cost of Living
91
national avg = 100

Is Albany, OH a Good Place to Live?

Albany is a small town of 844 in Ohio, with a median household income of $61,118 and a 1.0% unemployment rate. Its cost of living index is 91 (US average = 100), which is 9% below the national average.

Strengths: Albany stands out for an affordable cost of living, below-average home prices, solid school ratings (B-), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Albany is right for you depends on your priorities — the full breakdown is below.

All Albany city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 90.8

Albany's overall cost of living index is 90.8, where 100 represents the US national average. Living in Albany costs roughly 9% less than the average American city.

Metric Albany, OH National Avg
Median Home Value $140,400 $244,900
Median Monthly Rent $857 $1,163
Homeownership Rate 75.4% 65.9%
Median Household Income $61,118 $74,755

Crime & Safety

Very Safe

Albany's violent crime rate is 71.9 per 100,000 residents — 81% lower than the national average of ~380 per 100,000.

Violent Crime
71.9 /100k
Property Crime
973.6 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Albany is served primarily by Alexander Local. The student-to-teacher ratio is 14.0:1 (better than the national average of ~16:1).

Metric Albany, OH National Avg
School District Alexander Local —
Elementary Schools 1 —
Middle Schools N/A —
High Schools 1 —
Student/Teacher Ratio 14.0:1 16:1
Bachelor's Degree or Higher 18.2% 35.4%
High School Diploma or Higher 94.6% 91.1%

Weather & Climate

Albany sees average highs of 39.5°F in January and 84.6°F in July, with 43.1 inches of annual precipitation and 17.7 inches of snow per year.

MetricAlbany, OH
Average High — January39.5°F
Average High — July84.6°F
Annual Precipitation43.1"
Annual Snowfall17.7"

Demographics

MetricAlbany, OHNational Avg
Population844—
Median Age40.738.9
Unemployment Rate1.0%3.7%
Avg Commute Time25.5 min26 min
White (non-Hispanic)96.8%59.3%
Black or African American1.1%13.6%
Hispanic or Latino0.8%18.9%
Asian0.0%6.3%
Under 1825.1%22.2%
65 and over23.7%16.8%

Nearby Cities

ZIP Codes in Albany

Albany, OH is covered by 1 ZIP code:

Albany vs Other Cities

Frequently Asked Questions

Albany's cost of living index is 91, where 100 is the national average. That makes Albany roughly 9% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $140,400 and median rent is $857/month.
Albany's violent crime rate is 71.9 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 973.6 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Albany are operated by Alexander Local. The district has 1 elementary, several middle, and 1 high schools. The student-to-teacher ratio is 14.0:1. 18.2% of adults 25+ hold a bachelor's degree or higher.
Albany, OH has a population of 844, a median household income of $61,118, and an unemployment rate of 1.0%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Albany averages 39.5°F in January and 84.6°F in July. Annual rainfall is 43.1 inches with about 17.7 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Albany, OH is covered by 1 ZIP code: 45710.
The population of Albany, Ohio is 844 with a median age of 40.7. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Albany: cost of living index 91 (100 = US average), median home $140,400, median household income $61,118, crime index 30 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Albany side by side with your current city to see the trade-offs.