Below Average CostSafer than AverageSARATOGA SPRINGS CITY SD
Saratoga Springs, N.Y. 1888. LOC 75694893 · Burleigh, L. R. (Lucien R.); Burleigh Litho; Burleigh, L. R. / Public domainHawthorne Spring Saratoga Springs · Unknown authorUnknown author / Public domainArrowhead Inn, Saratoga Springs NY · Boston Public Library: The Tichnor Brothers Collection / CC BY 2.0Piping Rock Club, Saratoga Springs NY · Boston Public Library: The Tichnor Brothers Collection / CC BY 2.0
Saratoga Springs is a small city of 28,505 in New York, with a median household income of $97,241
and a 2.7% unemployment rate.
Its cost of living index is 98 (US average = 100), which is
2% below the national average.
Strengths:
Saratoga Springs stands out for lower-than-average crime, solid school ratings (A), a well-educated population, short average commutes.
Trade-offs:
Potential downsides include high home prices. Whether Saratoga Springs is right for you depends on your priorities — the full breakdown is below.
All Saratoga Springs city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 97.6
Saratoga Springs's overall cost of living index is 97.6,
where 100 represents the US national average.
Living in Saratoga Springs costs roughly 2% less than the average American city.
Metric
Saratoga Springs, NY
National Avg
Median Home Value
$420,500
$244,900
Median Monthly Rent
$1,495
$1,163
Homeownership Rate
56.6%
65.9%
Median Household Income
$97,241
$74,755
Crime & Safety
Safer than Average
Saratoga Springs's violent crime rate is 185.7 per 100,000 residents
— 51% lower than the national average of ~380 per 100,000.
Violent Crime
185.7 /100k
Property Crime
1716.5 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Saratoga Springs is served primarily by SARATOGA SPRINGS CITY SD.
The student-to-teacher ratio is 12.4:1
(better than the national average of ~16:1).
Metric
Saratoga Springs, NY
National Avg
School District
SARATOGA SPRINGS CITY SD
—
Elementary Schools
6
—
Middle Schools
1
—
High Schools
1
—
Student/Teacher Ratio
12.4:1
16:1
Bachelor's Degree or Higher
59.0%
35.4%
High School Diploma or Higher
95.3%
91.1%
Weather & Climate
Saratoga Springs sees average highs of 32.0°F in January
and 83.8°F in July,
with 47.5 inches of annual precipitation
and 63.5 inches of snow per year.
Saratoga Springs's cost of living index is 98, where 100 is the national average.
That makes Saratoga Springs roughly 2% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $420,500 and median rent is $1,495/month.
Saratoga Springs's violent crime rate is 185.7 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1716.5 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Saratoga Springs are operated by SARATOGA SPRINGS CITY SD.
The district has 6 elementary, 1 middle, and 1 high schools.
The student-to-teacher ratio is 12.4:1. 59.0% of adults 25+ hold a bachelor's degree or higher.
Saratoga Springs, NY has a population of 28,505, a median household income of $97,241, and an unemployment rate of 2.7%.
Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Saratoga Springs averages 32.0°F in January and 83.8°F in July. Annual rainfall is 47.5 inches
with about 63.5 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Saratoga Springs, NY is covered by 2 ZIP codes: 12866, 12833.
The population of Saratoga Springs, New York is 28,505 with a median age of 41.8. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Saratoga Springs: cost of living index 98 (100 = US average), median home $420,500, median household income $97,241, crime index 62 (100 = US average, lower is safer), schools rated A. Whether these are benefits or drawbacks depends on where you're coming from — compare Saratoga Springs side by side with your current city to see the trade-offs.
