Below Average CostVery SafeINDIAN RIVER CENTRAL SCHOOL DISTRICT
Median Income
$39,000
household / year
Median Home Value
$135,000
owner-occupied
Median Rent
$693
gross / month
Cost of Living
90
national avg = 100
Is Philadelphia, NY a Good Place to Live?
Philadelphia is a small town of 915 in New York, with a median household income of $39,000
and a 11.4% unemployment rate.
Its cost of living index is 90 (US average = 100), which is
10% below the national average.
Strengths:
Philadelphia stands out for an affordable cost of living, below-average home prices, solid school ratings (B).
Trade-offs:
Potential downsides include longer commutes, an elevated unemployment rate. Whether Philadelphia is right for you depends on your priorities — the full breakdown is below.
All Philadelphia city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 90.5
Philadelphia's overall cost of living index is 90.5,
where 100 represents the US national average.
Living in Philadelphia costs roughly 10% less than the average American city.
Metric
Philadelphia, NY
National Avg
Median Home Value
$135,000
$244,900
Median Monthly Rent
$693
$1,163
Homeownership Rate
36.5%
65.9%
Median Household Income
$39,000
$74,755
Crime & Safety
Very Safe
Philadelphia's violent crime rate is 142.0 per 100,000 residents
— 63% lower than the national average of ~380 per 100,000.
Violent Crime
142.0 /100k
Property Crime
1026.1 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Philadelphia is served primarily by INDIAN RIVER CENTRAL SCHOOL DISTRICT.
The student-to-teacher ratio is 10.9:1
(better than the national average of ~16:1).
Metric
Philadelphia, NY
National Avg
School District
INDIAN RIVER CENTRAL SCHOOL DISTRICT
—
Elementary Schools
6
—
Middle Schools
1
—
High Schools
1
—
Student/Teacher Ratio
10.9:1
16:1
Bachelor's Degree or Higher
16.0%
35.4%
High School Diploma or Higher
87.0%
91.1%
Weather & Climate
Philadelphia sees average highs of 28.9°F in January
and 79.8°F in July,
with 48.9 inches of annual precipitation
and 116.4 inches of snow per year.
Philadelphia's cost of living index is 90, where 100 is the national average.
That makes Philadelphia roughly 10% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $135,000 and median rent is $693/month.
Philadelphia's violent crime rate is 142.0 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1026.1 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Philadelphia are operated by INDIAN RIVER CENTRAL SCHOOL DISTRICT.
The district has 6 elementary, 1 middle, and 1 high schools.
The student-to-teacher ratio is 10.9:1. 16.0% of adults 25+ hold a bachelor's degree or higher.
Philadelphia, NY has a population of 915, a median household income of $39,000, and an unemployment rate of 11.4%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Philadelphia averages 28.9°F in January and 79.8°F in July. Annual rainfall is 48.9 inches
with about 116.4 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Philadelphia, NY is covered by 1 ZIP code: 13673.
The population of Philadelphia, New York is 915 with a median age of 27.2. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Philadelphia: cost of living index 90 (100 = US average), median home $135,000, median household income $39,000, crime index 42 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Philadelphia side by side with your current city to see the trade-offs.