Median Income
$53,542
household / year
Median Home Value
$100,600
owner-occupied
Median Rent
$748
gross / month
Cost of Living
93
national avg = 100

Is Oxford, NY a Good Place to Live?

Oxford is a small town of 1,482 in New York, with a median household income of $53,542 and a 6.7% unemployment rate. Its cost of living index is 93 (US average = 100), which is 7% below the national average.

Strengths: Oxford stands out for an affordable cost of living, below-average home prices, solid school ratings (B), short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Oxford is right for you depends on your priorities — the full breakdown is below.

All Oxford city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 92.8

Oxford's overall cost of living index is 92.8, where 100 represents the US national average. Living in Oxford costs roughly 7% less than the average American city.

Metric Oxford, NY National Avg
Median Home Value $100,600 $244,900
Median Monthly Rent $748 $1,163
Homeownership Rate 66.1% 65.9%
Median Household Income $53,542 $74,755

Crime & Safety

Crime data for Oxford is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.

Schools & Education

Oxford is served primarily by OXFORD ACADEMY AND CENTRAL SCHOOL DISTRICT. The student-to-teacher ratio is 10.4:1 (better than the national average of ~16:1).

Metric Oxford, NY National Avg
School District OXFORD ACADEMY AND CENTRAL SCHOOL DISTRICT
Elementary Schools 1
Middle Schools 1
High Schools 1
Student/Teacher Ratio 10.4:1 16:1
Bachelor's Degree or Higher 15.7% 35.4%
High School Diploma or Higher 86.9% 91.1%

Weather & Climate

Oxford sees average highs of 31.5°F in January and 81.1°F in July, with 45.3 inches of annual precipitation and 74.8 inches of snow per year.

MetricOxford, NY
Average High — January31.5°F
Average High — July81.1°F
Annual Precipitation45.3"
Annual Snowfall74.8"

Demographics

MetricOxford, NYNational Avg
Population1,482
Median Age41.838.9
Unemployment Rate6.7%3.7%
Avg Commute Time19.7 min26 min
White (non-Hispanic)96.2%59.3%
Black or African American0.5%13.6%
Hispanic or Latino2.4%18.9%
Asian0.0%6.3%
Under 1824.4%22.2%
65 and over19.3%16.8%

Nearby Cities

ZIP Codes in Oxford

Oxford, NY is covered by 1 ZIP code:

Oxford vs Other Cities

Frequently Asked Questions

Oxford's cost of living index is 93, where 100 is the national average. That makes Oxford roughly 7% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $100,600 and median rent is $748/month.
Crime data for Oxford is not available in the current FBI UCR reporting year. Not all jurisdictions submit data annually.
Public schools in Oxford are operated by OXFORD ACADEMY AND CENTRAL SCHOOL DISTRICT. The district has 1 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 10.4:1. 15.7% of adults 25+ hold a bachelor's degree or higher.
Oxford, NY has a population of 1,482, a median household income of $53,542, and an unemployment rate of 6.7%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Oxford averages 31.5°F in January and 81.1°F in July. Annual rainfall is 45.3 inches with about 74.8 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Oxford, NY is covered by 1 ZIP code: 13830.
The population of Oxford, New York is 1,482 with a median age of 41.8. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Oxford: cost of living index 93 (100 = US average), median home $100,600, median household income $53,542, schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Oxford side by side with your current city to see the trade-offs.