Median Income
$47,024
household / year
Median Home Value
$127,700
owner-occupied
Median Rent
$725
gross / month
Cost of Living
98
national avg = 100

Is Naples, NY a Good Place to Live?

Naples is a small town of 976 in New York, with a median household income of $47,024 and a 1.2% unemployment rate. Its cost of living index is 98 (US average = 100), which is 2% below the national average.

Strengths: Naples stands out for below-average home prices, solid school ratings (A-), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Naples is right for you depends on your priorities — the full breakdown is below.

All Naples city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 97.7

Naples's overall cost of living index is 97.7, where 100 represents the US national average. Living in Naples costs roughly 2% less than the average American city.

Metric Naples, NY National Avg
Median Home Value $127,700 $244,900
Median Monthly Rent $725 $1,163
Homeownership Rate 63.7% 65.9%
Median Household Income $47,024 $74,755

Crime & Safety

Very Safe

Naples's violent crime rate is 100.2 per 100,000 residents — 74% lower than the national average of ~380 per 100,000.

Violent Crime
100.2 /100k
Property Crime
969.2 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Naples is served primarily by NAPLES CENTRAL SCHOOL DISTRICT. The student-to-teacher ratio is 7.9:1 (better than the national average of ~16:1).

Metric Naples, NY National Avg
School District NAPLES CENTRAL SCHOOL DISTRICT
Elementary Schools 1
Middle Schools N/A
High Schools 1
Student/Teacher Ratio 7.9:1 16:1
Bachelor's Degree or Higher 27.7% 35.4%
High School Diploma or Higher 97.1% 91.1%

Weather & Climate

Naples sees average highs of 33.1°F in January and 80.7°F in July, with 34.4 inches of annual precipitation and 54.8 inches of snow per year.

MetricNaples, NY
Average High — January33.1°F
Average High — July80.7°F
Annual Precipitation34.4"
Annual Snowfall54.8"

Demographics

MetricNaples, NYNational Avg
Population976
Median Age44.938.9
Unemployment Rate1.2%3.7%
Avg Commute Time20.4 min26 min
White (non-Hispanic)98.5%59.3%
Black or African American0.0%13.6%
Hispanic or Latino0.9%18.9%
Asian0.4%6.3%
Under 1818.9%22.2%
65 and over20.4%16.8%

Nearby Cities

ZIP Codes in Naples

Naples, NY is covered by 1 ZIP code:

Naples vs Other Cities

Frequently Asked Questions

Naples's cost of living index is 98, where 100 is the national average. That makes Naples roughly 2% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $127,700 and median rent is $725/month.
Naples's violent crime rate is 100.2 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 969.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Naples are operated by NAPLES CENTRAL SCHOOL DISTRICT. The district has 1 elementary, several middle, and 1 high schools. The student-to-teacher ratio is 7.9:1. 27.7% of adults 25+ hold a bachelor's degree or higher.
Naples, NY has a population of 976, a median household income of $47,024, and an unemployment rate of 1.2%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Naples averages 33.1°F in January and 80.7°F in July. Annual rainfall is 34.4 inches with about 54.8 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Naples, NY is covered by 1 ZIP code: 14512.
The population of Naples, New York is 976 with a median age of 44.9. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Naples: cost of living index 98 (100 = US average), median home $127,700, median household income $47,024, crime index 34 (100 = US average, lower is safer), schools rated A-. Whether these are benefits or drawbacks depends on where you're coming from — compare Naples side by side with your current city to see the trade-offs.