Is Mastic Beach, NY a Good Place to Live?
Mastic Beach is a small city of 16,189 in New York, with a median household income of $103,099 and a 5.7% unemployment rate. Its cost of living index is 112 (US average = 100), which is 12% above the national average.
Strengths: Mastic Beach stands out for solid school ratings (B-).
Trade-offs: Potential downsides include an above-average cost of living, longer commutes, an elevated unemployment rate. Whether Mastic Beach is right for you depends on your priorities — the full breakdown is below.
All Mastic Beach city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 112.5Mastic Beach's overall cost of living index is 112.5, where 100 represents the US national average. Living in Mastic Beach costs roughly 12% more than the average American city.
| Metric | Mastic Beach, NY | National Avg |
|---|---|---|
| Median Home Value | $304,200 | $244,900 |
| Median Monthly Rent | $2,129 | $1,163 |
| Homeownership Rate | 80.8% | 65.9% |
| Median Household Income | $103,099 | $74,755 |
Crime & Safety
Very SafeMastic Beach's violent crime rate is 81.3 per 100,000 residents — 79% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Mastic Beach is served primarily by WILLIAM FLOYD UNION FREE SCHOOL DISTRICT. The student-to-teacher ratio is 13.7:1 (better than the national average of ~16:1).
| Metric | Mastic Beach, NY | National Avg |
|---|---|---|
| School District | WILLIAM FLOYD UNION FREE SCHOOL DISTRICT | — |
| Elementary Schools | 6 | — |
| Middle Schools | 2 | — |
| High Schools | 1 | — |
| Student/Teacher Ratio | 13.7:1 | 16:1 |
| Bachelor's Degree or Higher | 19.2% | 35.4% |
| High School Diploma or Higher | 86.3% | 91.1% |
Weather & Climate
Mastic Beach sees average highs of 39.2°F in January and 82.5°F in July, with 44.2 inches of annual precipitation and 31.8 inches of snow per year.
| Metric | Mastic Beach, NY |
|---|---|
| Average High — January | 39.2°F |
| Average High — July | 82.5°F |
| Annual Precipitation | 44.2" |
| Annual Snowfall | 31.8" |
Demographics
| Metric | Mastic Beach, NY | National Avg |
|---|---|---|
| Population | 16,189 | — |
| Median Age | 38.9 | 38.9 |
| Unemployment Rate | 5.7% | 3.7% |
| Avg Commute Time | 36.2 min | 26 min |
| White (non-Hispanic) | 79.2% | 59.3% |
| Black or African American | 9.4% | 13.6% |
| Hispanic or Latino | 4.9% | 18.9% |
| Asian | 1.6% | 6.3% |
| Under 18 | 26.7% | 22.2% |
| 65 and over | 11.3% | 16.8% |
Nearby Cities
ZIP Codes in Mastic Beach
Mastic Beach, NY is covered by 1 ZIP code: