What are the schools like in Margaretville, NY?

Margaretville is served primarily by MARGARETVILLE CENTRAL SCHOOL DISTRICT. The district operates several elementary schools, several middle schools, and several high schools with a student-to-teacher ratio of 7.4:1.

What is the median household income in Margaretville?

The median household income in Margaretville, NY is $36,750 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 0.0%.

What is the weather like in Margaretville, NY?

Margaretville has an average high temperature of 27.5°F in January and 74.0°F in July. Annual precipitation averages 44.8 inches and annual snowfall averages 58.7 inches.

Margaretville, NY Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Margaretville, NY affordable or expensive?

Margaretville's cost of living index is 96, where 100 represents the national average. This means Margaretville is 4% less expensive than the average US city. The median home value is $170,500 and the median rent is $794 per month.

Q: What is the crime rate in Margaretville, NY?

Margaretville has a violent crime rate of 27.2 incidents per 100,000 residents and a property crime rate of 240.2 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Margaretville, NY a Good Place to Live?

Margaretville is a small town of 656 in New York, with a median household income of $36,750 . Its cost of living index is 96 (US average = 100), which is 4% below the national average.

Strengths: Margaretville stands out for an affordable cost of living, below-average home prices, solid school ratings (B+), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Margaretville is right for you depends on your priorities — the full breakdown is below.

All Margaretville city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 95.9

Margaretville's overall cost of living index is 95.9, where 100 represents the US national average. Living in Margaretville costs roughly 4% less than the average American city.

Metric	Margaretville, NY	National Avg
Median Home Value	$170,500	$244,900
Median Monthly Rent	$794	$1,163
Homeownership Rate	50.4%	65.9%
Median Household Income	$36,750	$74,755

Crime & Safety

Very Safe

Margaretville's violent crime rate is 27.2 per 100,000 residents — 93% lower than the national average of ~380 per 100,000.

Violent Crime

27.2 /100k

Property Crime

240.2 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Margaretville is served primarily by MARGARETVILLE CENTRAL SCHOOL DISTRICT. The student-to-teacher ratio is 7.4:1 (better than the national average of ~16:1).

Metric	Margaretville, NY	National Avg
School District	MARGARETVILLE CENTRAL SCHOOL DISTRICT	—
Elementary Schools	N/A	—
Middle Schools	N/A	—
High Schools	N/A	—
Student/Teacher Ratio	7.4:1	16:1
Bachelor's Degree or Higher	10.1%	35.4%
High School Diploma or Higher	79.4%	91.1%

Weather & Climate

Margaretville sees average highs of 27.5°F in January and 74.0°F in July, with 44.8 inches of annual precipitation and 58.7 inches of snow per year.

Metric	Margaretville, NY
Average High — January	27.5°F
Average High — July	74.0°F
Annual Precipitation	44.8"
Annual Snowfall	58.7"

Demographics

Metric	Margaretville, NY	National Avg
Population	656	—
Median Age	56.1	38.9
Unemployment Rate	0.0%	3.7%
Avg Commute Time	13.7 min	26 min
White (non-Hispanic)	66.3%	59.3%
Black or African American	3.0%	13.6%
Hispanic or Latino	29.6%	18.9%
Asian	1.1%	6.3%
Under 18	14.3%	22.2%
65 and over	29.1%	16.8%

Nearby Cities

Fleischmanns, NY 6 mi Andes, NY 7 mi Pine Hill, NY 9 mi West Kill, NY 14 mi Hobart, NY 16 mi

ZIP Codes in Margaretville

Margaretville, NY is covered by 1 ZIP code:

12455

Margaretville vs Other Cities

Margaretville, NY vs Fleischmanns, NY Margaretville, NY vs Andes, NY Margaretville, NY vs Pine Hill, NY Margaretville, NY vs West Kill, NY Margaretville, NY vs Hobart, NY

Frequently Asked Questions

Is Margaretville, NY affordable or expensive?

Margaretville's cost of living index is 96, where 100 is the national average. That makes Margaretville roughly 4% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $170,500 and median rent is $794/month.

What is the crime rate in Margaretville, NY?

Margaretville's violent crime rate is 27.2 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 240.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Margaretville?

Public schools in Margaretville are operated by MARGARETVILLE CENTRAL SCHOOL DISTRICT. The district has several elementary, several middle, and several high schools. The student-to-teacher ratio is 7.4:1. 10.1% of adults 25+ hold a bachelor's degree or higher.

Is Margaretville, NY a good place to live?

Margaretville, NY has a population of 656, a median household income of $36,750, and an unemployment rate of 0.0%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Margaretville?

Margaretville averages 27.5°F in January and 74.0°F in July. Annual rainfall is 44.8 inches with about 58.7 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Margaretville?

Margaretville, NY is covered by 1 ZIP code: 12455.

What is the population of Margaretville?

The population of Margaretville, New York is 656 with a median age of 56.1. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Margaretville?

Key numbers for living in Margaretville: cost of living index 96 (100 = US average), median home $170,500, median household income $36,750, crime index 9 (100 = US average, lower is safer), schools rated B+. Whether these are benefits or drawbacks depends on where you're coming from — compare Margaretville side by side with your current city to see the trade-offs.