Median Income
$47,125
household / year
Median Home Value
$84,200
owner-occupied
Median Rent
$910
gross / month
Cost of Living
94
national avg = 100

Is Lodi, NY a Good Place to Live?

Lodi is a small town of 303 in New York, with a median household income of $47,125 and a 7.5% unemployment rate. Its cost of living index is 94 (US average = 100), which is 6% below the national average.

Strengths: Lodi stands out for an affordable cost of living, below-average home prices.

Trade-offs: Potential downsides include longer commutes, an elevated unemployment rate. Whether Lodi is right for you depends on your priorities — the full breakdown is below.

All Lodi city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 93.5

Lodi's overall cost of living index is 93.5, where 100 represents the US national average. Living in Lodi costs roughly 6% less than the average American city.

Metric Lodi, NY National Avg
Median Home Value $84,200 $244,900
Median Monthly Rent $910 $1,163
Homeownership Rate 82.4% 65.9%
Median Household Income $47,125 $74,755

Crime & Safety

Very Safe

Lodi's violent crime rate is 35.3 per 100,000 residents — 91% lower than the national average of ~380 per 100,000.

Violent Crime
35.3 /100k
Property Crime
252.8 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Metric Lodi, NY National Avg
School District N/A —
Elementary Schools N/A —
Middle Schools N/A —
High Schools N/A —
Student/Teacher Ratio N/A 16:1
Bachelor's Degree or Higher 12.8% 35.4%
High School Diploma or Higher 85.0% 91.1%

Weather & Climate

Lodi sees average highs of 31.2°F in January and 79.8°F in July, with 37.0 inches of annual precipitation and 56.2 inches of snow per year.

MetricLodi, NY
Average High — January31.2°F
Average High — July79.8°F
Annual Precipitation37.0"
Annual Snowfall56.2"

Demographics

MetricLodi, NYNational Avg
Population303—
Median Age39.338.9
Unemployment Rate7.5%3.7%
Avg Commute Time30.9 min26 min
White (non-Hispanic)89.4%59.3%
Black or African American0.0%13.6%
Hispanic or Latino7.6%18.9%
Asian0.0%6.3%
Under 1818.5%22.2%
65 and over18.5%16.8%

Nearby Cities

Ovid, NY 4 mi Interlaken, NY 5 mi Dresden, NY 8 mi Trumansburg, NY 10 mi Romulus, NY 10 mi

ZIP Codes in Lodi

Lodi, NY is covered by 1 ZIP code:

14860

Lodi vs Other Cities

Lodi, NY vs Ovid, NY Lodi, NY vs Interlaken, NY Lodi, NY vs Dresden, NY Lodi, NY vs Trumansburg, NY Lodi, NY vs Romulus, NY

Frequently Asked Questions

Lodi's cost of living index is 94, where 100 is the national average. That makes Lodi roughly 6% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $84,200 and median rent is $910/month.
Lodi's violent crime rate is 35.3 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 252.8 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Lodi, NY has a population of 303, a median household income of $47,125, and an unemployment rate of 7.5%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Lodi averages 31.2°F in January and 79.8°F in July. Annual rainfall is 37.0 inches with about 56.2 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Lodi, NY is covered by 1 ZIP code: 14860.
The population of Lodi, New York is 303 with a median age of 39.3. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Lodi: cost of living index 94 (100 = US average), median home $84,200, median household income $47,125, crime index 10 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Lodi side by side with your current city to see the trade-offs.