Is Larchmont, NY a Good Place to Live?
Larchmont is a small town of 6,549 in New York, with a median household income of $220,714 and a 10.3% unemployment rate. Its cost of living index is 112 (US average = 100), which is 12% above the national average.
Strengths: Larchmont stands out for solid school ratings (A), a well-educated population.
Trade-offs: Potential downsides include an above-average cost of living, high home prices, longer commutes, an elevated unemployment rate. Whether Larchmont is right for you depends on your priorities — the full breakdown is below.
All Larchmont city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 112.5Larchmont's overall cost of living index is 112.5, where 100 represents the US national average. Living in Larchmont costs roughly 12% more than the average American city.
| Metric | Larchmont, NY | National Avg |
|---|---|---|
| Median Home Value | $1,361,400 | $244,900 |
| Median Monthly Rent | $1,977 | $1,163 |
| Homeownership Rate | 73.3% | 65.9% |
| Median Household Income | $220,714 | $74,755 |
Crime & Safety
Very SafeLarchmont's violent crime rate is 131.2 per 100,000 residents — 65% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Larchmont is served primarily by MAMARONECK UNION FREE SCHOOL DISTRICT. The student-to-teacher ratio is 12.3:1 (better than the national average of ~16:1).
| Metric | Larchmont, NY | National Avg |
|---|---|---|
| School District | MAMARONECK UNION FREE SCHOOL DISTRICT | — |
| Elementary Schools | 4 | — |
| Middle Schools | 1 | — |
| High Schools | 1 | — |
| Student/Teacher Ratio | 12.3:1 | 16:1 |
| Bachelor's Degree or Higher | 80.0% | 35.4% |
| High School Diploma or Higher | 99.4% | 91.1% |
Weather & Climate
Larchmont sees average highs of 39.8°F in January and 85.6°F in July, with 51.2 inches of annual precipitation and 32.7 inches of snow per year.
| Metric | Larchmont, NY |
|---|---|
| Average High — January | 39.8°F |
| Average High — July | 85.6°F |
| Annual Precipitation | 51.2" |
| Annual Snowfall | 32.7" |
Demographics
| Metric | Larchmont, NY | National Avg |
|---|---|---|
| Population | 6,549 | — |
| Median Age | 37.7 | 38.9 |
| Unemployment Rate | 10.3% | 3.7% |
| Avg Commute Time | 42.6 min | 26 min |
| White (non-Hispanic) | 87.2% | 59.3% |
| Black or African American | 1.4% | 13.6% |
| Hispanic or Latino | 3.3% | 18.9% |
| Asian | 4.8% | 6.3% |
| Under 18 | 31.6% | 22.2% |
| 65 and over | 8.1% | 16.8% |
Nearby Cities
ZIP Codes in Larchmont
Larchmont, NY is covered by 1 ZIP code: