Median Income
$84,792
household / year
Median Home Value
$158,400
owner-occupied
Median Rent
$872
gross / month
Cost of Living
94
national avg = 100

Is Highland-on-the-Lake, NY a Good Place to Live?

Highland-on-the-Lake is a small town of 3,809 in New York, with a median household income of $84,792 and a 2.1% unemployment rate. Its cost of living index is 94 (US average = 100), which is 6% below the national average.

Strengths: Highland-on-the-Lake stands out for an affordable cost of living, below-average home prices, solid school ratings (A-).

Trade-offs: Potential downsides include longer commutes. Whether Highland-on-the-Lake is right for you depends on your priorities — the full breakdown is below.

All Highland-on-the-Lake city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 94.4

Highland-on-the-Lake's overall cost of living index is 94.4, where 100 represents the US national average. Living in Highland-on-the-Lake costs roughly 6% less than the average American city.

Metric Highland-on-the-Lake, NY National Avg
Median Home Value $158,400 $244,900
Median Monthly Rent $872 $1,163
Homeownership Rate 81.2% 65.9%
Median Household Income $84,792 $74,755

Crime & Safety

Safer than Average

Highland-on-the-Lake's violent crime rate is 238.6 per 100,000 residents — 37% lower than the national average of ~380 per 100,000.

Violent Crime
238.6 /100k
Property Crime
1352.1 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Highland-on-the-Lake is served primarily by EVANS-BRANT CENTRAL SCHOOL DISTRICT (LAKE SHORE). The student-to-teacher ratio is 10.2:1 (better than the national average of ~16:1).

Metric Highland-on-the-Lake, NY National Avg
School District EVANS-BRANT CENTRAL SCHOOL DISTRICT (LAKE SHORE)
Elementary Schools 3
Middle Schools 1
High Schools 1
Student/Teacher Ratio 10.2:1 16:1
Bachelor's Degree or Higher 24.7% 35.4%
High School Diploma or Higher 94.6% 91.1%

Weather & Climate

Highland-on-the-Lake sees average highs of 29.5°F in January and 77.3°F in July, with 43.3 inches of annual precipitation and 167.6 inches of snow per year.

MetricHighland-on-the-Lake, NY
Average High — January29.5°F
Average High — July77.3°F
Annual Precipitation43.3"
Annual Snowfall167.6"

Demographics

MetricHighland-on-the-Lake, NYNational Avg
Population3,809
Median Age48.638.9
Unemployment Rate2.1%3.7%
Avg Commute Time30.8 min26 min
White (non-Hispanic)95.1%59.3%
Black or African American0.9%13.6%
Hispanic or Latino2.4%18.9%
Asian0.0%6.3%
Under 1812.3%22.2%
65 and over18.2%16.8%

Nearby Cities

ZIP Codes in Highland-on-the-Lake

Highland-on-the-Lake, NY is covered by 1 ZIP code:

Highland-on-the-Lake vs Other Cities

Frequently Asked Questions

Highland-on-the-Lake's cost of living index is 94, where 100 is the national average. That makes Highland-on-the-Lake roughly 6% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $158,400 and median rent is $872/month.
Highland-on-the-Lake's violent crime rate is 238.6 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1352.1 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Highland-on-the-Lake are operated by EVANS-BRANT CENTRAL SCHOOL DISTRICT (LAKE SHORE). The district has 3 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 10.2:1. 24.7% of adults 25+ hold a bachelor's degree or higher.
Highland-on-the-Lake, NY has a population of 3,809, a median household income of $84,792, and an unemployment rate of 2.1%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Highland-on-the-Lake averages 29.5°F in January and 77.3°F in July. Annual rainfall is 43.3 inches with about 167.6 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Highland-on-the-Lake, NY is covered by 1 ZIP code: 14047.
The population of Highland-on-the-Lake, New York is 3,809 with a median age of 48.6. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Highland-on-the-Lake: cost of living index 94 (100 = US average), median home $158,400, median household income $84,792, crime index 63 (100 = US average, lower is safer), schools rated A-. Whether these are benefits or drawbacks depends on where you're coming from — compare Highland-on-the-Lake side by side with your current city to see the trade-offs.