Median Income
$170,694
household / year
Median Home Value
$598,000
owner-occupied
Median Rent
N/A
gross / month
Cost of Living
112
national avg = 100

Is Harbor Isle, NY a Good Place to Live?

Harbor Isle is a small town of 1,360 in New York, with a median household income of $170,694 and a 3.4% unemployment rate. Its cost of living index is 112 (US average = 100), which is 12% above the national average.

Strengths: Harbor Isle stands out for a well-educated population.

Trade-offs: Potential downsides include an above-average cost of living, high home prices, longer commutes. Whether Harbor Isle is right for you depends on your priorities — the full breakdown is below.

All Harbor Isle city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 112.5

Harbor Isle's overall cost of living index is 112.5, where 100 represents the US national average. Living in Harbor Isle costs roughly 12% more than the average American city.

Metric Harbor Isle, NY National Avg
Median Home Value $598,000 $244,900
Median Monthly Rent N/A $1,163
Homeownership Rate 100.0% 65.9%
Median Household Income $170,694 $74,755

Crime & Safety

Very Safe

Harbor Isle's violent crime rate is 133.0 per 100,000 residents — 65% lower than the national average of ~380 per 100,000.

Violent Crime
133.0 /100k
Property Crime
1044.6 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Metric Harbor Isle, NY National Avg
School District N/A —
Elementary Schools N/A —
Middle Schools N/A —
High Schools N/A —
Student/Teacher Ratio N/A 16:1
Bachelor's Degree or Higher 40.4% 35.4%
High School Diploma or Higher 96.8% 91.1%

Weather & Climate

Harbor Isle sees average highs of 39.3°F in January and 81.8°F in July, with 48.6 inches of annual precipitation and 25.5 inches of snow per year.

MetricHarbor Isle, NY
Average High — January39.3°F
Average High — July81.8°F
Annual Precipitation48.6"
Annual Snowfall25.5"

Demographics

MetricHarbor Isle, NYNational Avg
Population1,360—
Median Age45.338.9
Unemployment Rate3.4%3.7%
Avg Commute Time48.4 min26 min
White (non-Hispanic)99.3%59.3%
Black or African American0.0%13.6%
Hispanic or Latino0.7%18.9%
Asian0.0%6.3%
Under 1820.4%22.2%
65 and over19.2%16.8%

Nearby Cities

Island Park, NY 1 mi Barnum Island, NY 1 mi Long Beach, NY 1 mi Bay Park, NY 2 mi Hewlett Neck, NY 2 mi

Harbor Isle vs Other Cities

Harbor Isle, NY vs Island Park, NY Harbor Isle, NY vs Barnum Island, NY Harbor Isle, NY vs Long Beach, NY Harbor Isle, NY vs Bay Park, NY Harbor Isle, NY vs Hewlett Neck, NY

Frequently Asked Questions

Harbor Isle's cost of living index is 112, where 100 is the national average. That puts Harbor Isle roughly 12% above the national average in cost. The median home price is $598,000 and median rent is N/A/month.
Harbor Isle's violent crime rate is 133.0 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1044.6 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Harbor Isle, NY has a population of 1,360, a median household income of $170,694, and an unemployment rate of 3.4%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Harbor Isle averages 39.3°F in January and 81.8°F in July. Annual rainfall is 48.6 inches with about 25.5 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
The population of Harbor Isle, New York is 1,360 with a median age of 45.3. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Harbor Isle: cost of living index 112 (100 = US average), median home $598,000, median household income $170,694, crime index 41 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Harbor Isle side by side with your current city to see the trade-offs.