Median Income
$95,729
household / year
Median Home Value
$263,800
owner-occupied
Median Rent
$2,469
gross / month
Cost of Living
107
national avg = 100

Is Gardnertown, NY a Good Place to Live?

Gardnertown is a small town of 3,943 in New York, with a median household income of $95,729 and a 4.6% unemployment rate. Its cost of living index is 107 (US average = 100), which is 7% above the national average.

Strengths: Gardnertown's profile is close to national averages across most measures.

Trade-offs: Potential downsides include longer commutes. Whether Gardnertown is right for you depends on your priorities — the full breakdown is below.

All Gardnertown city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 107.1

Gardnertown's overall cost of living index is 107.1, where 100 represents the US national average. Living in Gardnertown costs roughly 7% more than the average American city.

Metric Gardnertown, NY National Avg
Median Home Value $263,800 $244,900
Median Monthly Rent $2,469 $1,163
Homeownership Rate 85.0% 65.9%
Median Household Income $95,729 $74,755

Crime & Safety

Very Safe

Gardnertown's violent crime rate is 105.5 per 100,000 residents — 72% lower than the national average of ~380 per 100,000.

Violent Crime
105.5 /100k
Property Crime
269.4 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Metric Gardnertown, NY National Avg
School District N/A —
Elementary Schools N/A —
Middle Schools N/A —
High Schools N/A —
Student/Teacher Ratio N/A 16:1
Bachelor's Degree or Higher 29.2% 35.4%
High School Diploma or Higher 89.6% 91.1%

Weather & Climate

Gardnertown sees average highs of 36.3°F in January and 85.1°F in July, with 45.4 inches of annual precipitation and 44.2 inches of snow per year.

MetricGardnertown, NY
Average High — January36.3°F
Average High — July85.1°F
Annual Precipitation45.4"
Annual Snowfall44.2"

Demographics

MetricGardnertown, NYNational Avg
Population3,943—
Median Age39.038.9
Unemployment Rate4.6%3.7%
Avg Commute Time32.8 min26 min
White (non-Hispanic)62.6%59.3%
Black or African American15.1%13.6%
Hispanic or Latino20.2%18.9%
Asian1.3%6.3%
Under 1823.3%22.2%
65 and over16.4%16.8%

Nearby Cities

Balmville, NY 2 mi Orange Lake, NY 2 mi Newburgh, NY 3 mi New Windsor, NY 5 mi Beacon, NY 5 mi

Gardnertown vs Other Cities

Gardnertown, NY vs Balmville, NY Gardnertown, NY vs Orange Lake, NY Gardnertown, NY vs Newburgh, NY Gardnertown, NY vs New Windsor, NY Gardnertown, NY vs Beacon, NY

Frequently Asked Questions

Gardnertown's cost of living index is 107, where 100 is the national average. That puts Gardnertown roughly 7% above the national average in cost. The median home price is $263,800 and median rent is $2,469/month.
Gardnertown's violent crime rate is 105.5 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 269.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Gardnertown, NY has a population of 3,943, a median household income of $95,729, and an unemployment rate of 4.6%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Gardnertown averages 36.3°F in January and 85.1°F in July. Annual rainfall is 45.4 inches with about 44.2 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
The population of Gardnertown, New York is 3,943 with a median age of 39.0. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Gardnertown: cost of living index 107 (100 = US average), median home $263,800, median household income $95,729, crime index 22 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Gardnertown side by side with your current city to see the trade-offs.