Is Fort Covington, NY a Good Place to Live?
Fort Covington is a small town of 1,202 in New York, with a median household income of $57,438 and a 0.4% unemployment rate. Its cost of living index is 94 (US average = 100), which is 6% below the national average.
Strengths: Fort Covington stands out for an affordable cost of living, below-average home prices, solid school ratings (B+), short average commutes.
Trade-offs: No major red flags stand out in the available data. Whether Fort Covington is right for you depends on your priorities — the full breakdown is below.
All Fort Covington city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 94.5Fort Covington's overall cost of living index is 94.5, where 100 represents the US national average. Living in Fort Covington costs roughly 6% less than the average American city.
| Metric | Fort Covington, NY | National Avg |
|---|---|---|
| Median Home Value | $117,000 | $244,900 |
| Median Monthly Rent | $841 | $1,163 |
| Homeownership Rate | 79.3% | 65.9% |
| Median Household Income | $57,438 | $74,755 |
Crime & Safety
Crime data for Fort Covington is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.
Schools & Education
Fort Covington is served primarily by SALMON RIVER CENTRAL SCHOOL DISTRICT. The student-to-teacher ratio is 8.9:1 (better than the national average of ~16:1).
| Metric | Fort Covington, NY | National Avg |
|---|---|---|
| School District | SALMON RIVER CENTRAL SCHOOL DISTRICT | — |
| Elementary Schools | 2 | — |
| Middle Schools | 1 | — |
| High Schools | 1 | — |
| Student/Teacher Ratio | 8.9:1 | 16:1 |
| Bachelor's Degree or Higher | 17.1% | 35.4% |
| High School Diploma or Higher | 94.6% | 91.1% |
Weather & Climate
Fort Covington sees average highs of 24.1°F in January and 77.0°F in July, with 39.9 inches of annual precipitation and 98.1 inches of snow per year.
| Metric | Fort Covington, NY |
|---|---|
| Average High — January | 24.1°F |
| Average High — July | 77.0°F |
| Annual Precipitation | 39.9" |
| Annual Snowfall | 98.1" |
Demographics
| Metric | Fort Covington, NY | National Avg |
|---|---|---|
| Population | 1,202 | — |
| Median Age | 36.6 | 38.9 |
| Unemployment Rate | 0.4% | 3.7% |
| Avg Commute Time | 15.7 min | 26 min |
| White (non-Hispanic) | 85.4% | 59.3% |
| Black or African American | 0.0% | 13.6% |
| Hispanic or Latino | 0.5% | 18.9% |
| Asian | 0.2% | 6.3% |
| Under 18 | 27.7% | 22.2% |
| 65 and over | 19.6% | 16.8% |
Nearby Cities
ZIP Codes in Fort Covington
Fort Covington, NY is covered by 1 ZIP code: