Median Income
$120,301
household / year
Median Home Value
$515,400
owner-occupied
Median Rent
$2,389
gross / month
Cost of Living
112
national avg = 100

Is Elmsford, NY a Good Place to Live?

Elmsford is a small town of 5,192 in New York, with a median household income of $120,301 and a 5.3% unemployment rate. Its cost of living index is 112 (US average = 100), which is 12% above the national average.

Strengths: Elmsford stands out for solid school ratings (A), a well-educated population.

Trade-offs: Potential downsides include an above-average cost of living, high home prices, an elevated unemployment rate. Whether Elmsford is right for you depends on your priorities — the full breakdown is below.

All Elmsford city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 112.5

Elmsford's overall cost of living index is 112.5, where 100 represents the US national average. Living in Elmsford costs roughly 12% more than the average American city.

Metric Elmsford, NY National Avg
Median Home Value $515,400 $244,900
Median Monthly Rent $2,389 $1,163
Homeownership Rate 57.8% 65.9%
Median Household Income $120,301 $74,755

Crime & Safety

Very Safe

Elmsford's violent crime rate is 131.2 per 100,000 residents — 65% lower than the national average of ~380 per 100,000.

Violent Crime
131.2 /100k
Property Crime
572.6 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Elmsford is served primarily by ELMSFORD UNION FREE SCHOOL DISTRICT. The student-to-teacher ratio is 9.9:1 (better than the national average of ~16:1).

Metric Elmsford, NY National Avg
School District ELMSFORD UNION FREE SCHOOL DISTRICT —
Elementary Schools 2 —
Middle Schools N/A —
High Schools 1 —
Student/Teacher Ratio 9.9:1 16:1
Bachelor's Degree or Higher 39.9% 35.4%
High School Diploma or Higher 88.1% 91.1%

Weather & Climate

Elmsford sees average highs of 39.8°F in January and 85.6°F in July, with 51.2 inches of annual precipitation and 32.7 inches of snow per year.

MetricElmsford, NY
Average High — January39.8°F
Average High — July85.6°F
Annual Precipitation51.2"
Annual Snowfall32.7"

Demographics

MetricElmsford, NYNational Avg
Population5,192—
Median Age35.138.9
Unemployment Rate5.3%3.7%
Avg Commute Time28.6 min26 min
White (non-Hispanic)34.1%59.3%
Black or African American20.7%13.6%
Hispanic or Latino31.6%18.9%
Asian10.5%6.3%
Under 1822.5%22.2%
65 and over9.8%16.8%

Nearby Cities

ZIP Codes in Elmsford

Elmsford, NY is covered by 1 ZIP code:

Elmsford vs Other Cities

Frequently Asked Questions

Elmsford's cost of living index is 112, where 100 is the national average. That puts Elmsford roughly 12% above the national average in cost. The median home price is $515,400 and median rent is $2,389/month.
Elmsford's violent crime rate is 131.2 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 572.6 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Elmsford are operated by ELMSFORD UNION FREE SCHOOL DISTRICT. The district has 2 elementary, several middle, and 1 high schools. The student-to-teacher ratio is 9.9:1. 39.9% of adults 25+ hold a bachelor's degree or higher.
Elmsford, NY has a population of 5,192, a median household income of $120,301, and an unemployment rate of 5.3%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Elmsford averages 39.8°F in January and 85.6°F in July. Annual rainfall is 51.2 inches with about 32.7 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Elmsford, NY is covered by 1 ZIP code: 10523.
The population of Elmsford, New York is 5,192 with a median age of 35.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Elmsford: cost of living index 112 (100 = US average), median home $515,400, median household income $120,301, crime index 32 (100 = US average, lower is safer), schools rated A. Whether these are benefits or drawbacks depends on where you're coming from — compare Elmsford side by side with your current city to see the trade-offs.