Median Income
$41,073
household / year
Median Home Value
$85,600
owner-occupied
Median Rent
$823
gross / month
Cost of Living
92
national avg = 100

Is Elmira, NY a Good Place to Live?

Elmira is a small city of 26,494 in New York, with a median household income of $41,073 and a 9.8% unemployment rate. Its cost of living index is 92 (US average = 100), which is 8% below the national average.

Strengths: Elmira stands out for an affordable cost of living, below-average home prices, short average commutes.

Trade-offs: Potential downsides include a higher-than-average crime index, an elevated unemployment rate. Whether Elmira is right for you depends on your priorities — the full breakdown is below.

All Elmira city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 92.2

Elmira's overall cost of living index is 92.2, where 100 represents the US national average. Living in Elmira costs roughly 8% less than the average American city.

Metric Elmira, NY National Avg
Median Home Value $85,600 $244,900
Median Monthly Rent $823 $1,163
Homeownership Rate 50.2% 65.9%
Median Household Income $41,073 $74,755

Crime & Safety

Higher than Average

Elmira's violent crime rate is 547.3 per 100,000 residents — 44% higher than the national average of ~380 per 100,000.

Violent Crime
547.3 /100k
Property Crime
4137.0 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Elmira is served primarily by ELMIRA CITY SCHOOL DISTRICT. The student-to-teacher ratio is 15.2:1 (better than the national average of ~16:1).

Metric Elmira, NY National Avg
School District ELMIRA CITY SCHOOL DISTRICT
Elementary Schools 8
Middle Schools 1
High Schools 2
Student/Teacher Ratio 15.2:1 16:1
Bachelor's Degree or Higher 17.1% 35.4%
High School Diploma or Higher 81.8% 91.1%

Weather & Climate

Elmira sees average highs of 33.7°F in January and 83.7°F in July, with 37.4 inches of annual precipitation and 41.8 inches of snow per year.

MetricElmira, NY
Average High — January33.7°F
Average High — July83.7°F
Annual Precipitation37.4"
Annual Snowfall41.8"

Demographics

MetricElmira, NYNational Avg
Population26,494
Median Age35.938.9
Unemployment Rate9.8%3.7%
Avg Commute Time19.2 min26 min
White (non-Hispanic)75.7%59.3%
Black or African American10.8%13.6%
Hispanic or Latino4.4%18.9%
Asian0.8%6.3%
Under 1822.5%22.2%
65 and over14.8%16.8%

Nearby Cities

ZIP Codes in Elmira

Elmira, NY is covered by 1 ZIP code:

Elmira vs Other Cities

Frequently Asked Questions

Elmira's cost of living index is 92, where 100 is the national average. That makes Elmira roughly 8% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $85,600 and median rent is $823/month.
Elmira's violent crime rate is 547.3 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 4137.0 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Elmira are operated by ELMIRA CITY SCHOOL DISTRICT. The district has 8 elementary, 1 middle, and 2 high schools. The student-to-teacher ratio is 15.2:1. 17.1% of adults 25+ hold a bachelor's degree or higher.
Elmira, NY has a population of 26,494, a median household income of $41,073, and an unemployment rate of 9.8%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Elmira averages 33.7°F in January and 83.7°F in July. Annual rainfall is 37.4 inches with about 41.8 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Elmira, NY is covered by 1 ZIP code: 14901.
The population of Elmira, New York is 26,494 with a median age of 35.9. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Elmira: cost of living index 92 (100 = US average), median home $85,600, median household income $41,073, crime index 165 (100 = US average, lower is safer), schools rated C. Whether these are benefits or drawbacks depends on where you're coming from — compare Elmira side by side with your current city to see the trade-offs.