Is Dunkirk, NY a Good Place to Live?
Dunkirk is a small city of 12,668 in New York, with a median household income of $46,800 and a 4.6% unemployment rate. Its cost of living index is 93 (US average = 100), which is 7% below the national average.
Strengths: Dunkirk stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B), short average commutes.
Trade-offs: No major red flags stand out in the available data. Whether Dunkirk is right for you depends on your priorities — the full breakdown is below.
All Dunkirk city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 92.7Dunkirk's overall cost of living index is 92.7, where 100 represents the US national average. Living in Dunkirk costs roughly 7% less than the average American city.
| Metric | Dunkirk, NY | National Avg |
|---|---|---|
| Median Home Value | $84,900 | $244,900 |
| Median Monthly Rent | $826 | $1,163 |
| Homeownership Rate | 59.7% | 65.9% |
| Median Household Income | $46,800 | $74,755 |
Crime & Safety
Safer than AverageDunkirk's violent crime rate is 275.3 per 100,000 residents — 28% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Dunkirk is served primarily by DUNKIRK CITY SCHOOL DISTRICT. The student-to-teacher ratio is 9.3:1 (better than the national average of ~16:1).
| Metric | Dunkirk, NY | National Avg |
|---|---|---|
| School District | DUNKIRK CITY SCHOOL DISTRICT | — |
| Elementary Schools | 4 | — |
| Middle Schools | N/A | — |
| High Schools | 1 | — |
| Student/Teacher Ratio | 9.3:1 | 16:1 |
| Bachelor's Degree or Higher | 16.9% | 35.4% |
| High School Diploma or Higher | 87.9% | 91.1% |
Weather & Climate
Dunkirk sees average highs of 32.7°F in January and 80.4°F in July, with 46.8 inches of annual precipitation and 75.6 inches of snow per year.
| Metric | Dunkirk, NY |
|---|---|
| Average High — January | 32.7°F |
| Average High — July | 80.4°F |
| Annual Precipitation | 46.8" |
| Annual Snowfall | 75.6" |
Demographics
| Metric | Dunkirk, NY | National Avg |
|---|---|---|
| Population | 12,668 | — |
| Median Age | 42.6 | 38.9 |
| Unemployment Rate | 4.6% | 3.7% |
| Avg Commute Time | 17.0 min | 26 min |
| White (non-Hispanic) | 69.0% | 59.3% |
| Black or African American | 9.2% | 13.6% |
| Hispanic or Latino | 17.0% | 18.9% |
| Asian | 0.1% | 6.3% |
| Under 18 | 18.1% | 22.2% |
| 65 and over | 17.9% | 16.8% |
Nearby Cities
ZIP Codes in Dunkirk
Dunkirk, NY is covered by 1 ZIP code: