Median Income
$124,485
household / year
Median Home Value
$834,900
owner-occupied
Median Rent
$2,165
gross / month
Cost of Living
112
national avg = 100

Is Cutchogue, NY a Good Place to Live?

Cutchogue is a small town of 2,792 in New York, with a median household income of $124,485 and a 1.2% unemployment rate. Its cost of living index is 112 (US average = 100), which is 12% above the national average.

Strengths: Cutchogue stands out for solid school ratings (A+), a well-educated population.

Trade-offs: Potential downsides include an above-average cost of living, high home prices, longer commutes. Whether Cutchogue is right for you depends on your priorities — the full breakdown is below.

All Cutchogue city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 112.5

Cutchogue's overall cost of living index is 112.5, where 100 represents the US national average. Living in Cutchogue costs roughly 12% more than the average American city.

Metric Cutchogue, NY National Avg
Median Home Value $834,900 $244,900
Median Monthly Rent $2,165 $1,163
Homeownership Rate 89.7% 65.9%
Median Household Income $124,485 $74,755

Crime & Safety

Very Safe

Cutchogue's violent crime rate is 81.3 per 100,000 residents — 79% lower than the national average of ~380 per 100,000.

Violent Crime
81.3 /100k
Property Crime
1157.3 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Cutchogue is served primarily by MATTITUCK-CUTCHOGUE UNION FREE SCHOOL DISTRICT. The student-to-teacher ratio is 8.3:1 (better than the national average of ~16:1).

Metric Cutchogue, NY National Avg
School District MATTITUCK-CUTCHOGUE UNION FREE SCHOOL DISTRICT —
Elementary Schools 1 —
Middle Schools N/A —
High Schools 1 —
Student/Teacher Ratio 8.3:1 16:1
Bachelor's Degree or Higher 54.3% 35.4%
High School Diploma or Higher 95.8% 91.1%

Weather & Climate

Cutchogue sees average highs of 38.2°F in January and 81.8°F in July, with 45.0 inches of annual precipitation and 26.8 inches of snow per year.

MetricCutchogue, NY
Average High — January38.2°F
Average High — July81.8°F
Annual Precipitation45.0"
Annual Snowfall26.8"

Demographics

MetricCutchogue, NYNational Avg
Population2,792—
Median Age59.938.9
Unemployment Rate1.2%3.7%
Avg Commute Time31.2 min26 min
White (non-Hispanic)93.1%59.3%
Black or African American0.8%13.6%
Hispanic or Latino4.9%18.9%
Asian0.5%6.3%
Under 1812.5%22.2%
65 and over37.7%16.8%

Nearby Cities

Peconic, NY 2 mi New Suffolk, NY 2 mi Mattituck, NY 3 mi Southold, NY 4 mi Laurel, NY 5 mi

ZIP Codes in Cutchogue

Cutchogue, NY is covered by 1 ZIP code:

11935

Cutchogue vs Other Cities

Cutchogue, NY vs Peconic, NY Cutchogue, NY vs New Suffolk, NY Cutchogue, NY vs Mattituck, NY Cutchogue, NY vs Southold, NY Cutchogue, NY vs Laurel, NY

Frequently Asked Questions

Cutchogue's cost of living index is 112, where 100 is the national average. That puts Cutchogue roughly 12% above the national average in cost. The median home price is $834,900 and median rent is $2,165/month.
Cutchogue's violent crime rate is 81.3 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1157.3 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Cutchogue are operated by MATTITUCK-CUTCHOGUE UNION FREE SCHOOL DISTRICT. The district has 1 elementary, several middle, and 1 high schools. The student-to-teacher ratio is 8.3:1. 54.3% of adults 25+ hold a bachelor's degree or higher.
Cutchogue, NY has a population of 2,792, a median household income of $124,485, and an unemployment rate of 1.2%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Cutchogue averages 38.2°F in January and 81.8°F in July. Annual rainfall is 45.0 inches with about 26.8 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Cutchogue, NY is covered by 1 ZIP code: 11935.
The population of Cutchogue, New York is 2,792 with a median age of 59.9. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Cutchogue: cost of living index 112 (100 = US average), median home $834,900, median household income $124,485, crime index 35 (100 = US average, lower is safer), schools rated A+. Whether these are benefits or drawbacks depends on where you're coming from — compare Cutchogue side by side with your current city to see the trade-offs.