Cold Brook is a small town of 217 in New York, with a median household income of $97,917
and a 1.8% unemployment rate.
Its cost of living index is 92 (US average = 100), which is
8% below the national average.
Strengths:
Cold Brook stands out for an affordable cost of living, below-average home prices.
Trade-offs:
Potential downsides include longer commutes. Whether Cold Brook is right for you depends on your priorities — the full breakdown is below.
All Cold Brook city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 92.3
Cold Brook's overall cost of living index is 92.3,
where 100 represents the US national average.
Living in Cold Brook costs roughly 8% less than the average American city.
Metric
Cold Brook, NY
National Avg
Median Home Value
$117,000
$244,900
Median Monthly Rent
N/A
$1,163
Homeownership Rate
73.0%
65.9%
Median Household Income
$97,917
$74,755
Crime & Safety
Very Safe
Cold Brook's violent crime rate is 3.3 per 100,000 residents
— 99% lower than the national average of ~380 per 100,000.
Violent Crime
3.3 /100k
Property Crime
63.6 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Metric
Cold Brook, NY
National Avg
School District
N/A
—
Elementary Schools
N/A
—
Middle Schools
N/A
—
High Schools
N/A
—
Student/Teacher Ratio
N/A
16:1
Bachelor's Degree or Higher
19.6%
35.4%
High School Diploma or Higher
91.2%
91.1%
Weather & Climate
Cold Brook sees average highs of 29.4°F in January
and 79.3°F in July,
with 51.4 inches of annual precipitation
and 164.0 inches of snow per year.
Cold Brook's cost of living index is 92, where 100 is the national average.
That makes Cold Brook roughly 8% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $117,000 and median rent is N/A/month.
Cold Brook's violent crime rate is 3.3 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 63.6 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Cold Brook, NY has a population of 217, a median household income of $97,917, and an unemployment rate of 1.8%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Cold Brook averages 29.4°F in January and 79.3°F in July. Annual rainfall is 51.4 inches
with about 164.0 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Cold Brook, NY is covered by 1 ZIP code: 13324.
The population of Cold Brook, New York is 217 with a median age of 33.4. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Cold Brook: cost of living index 92 (100 = US average), median home $117,000, median household income $97,917, crime index 2 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Cold Brook side by side with your current city to see the trade-offs.
