Median Income
$59,519
household / year
Median Home Value
$121,500
owner-occupied
Median Rent
$978
gross / month
Cost of Living
90
national avg = 100

Is Carthage, NY a Good Place to Live?

Carthage is a small town of 3,399 in New York, with a median household income of $59,519 and a 5.4% unemployment rate. Its cost of living index is 90 (US average = 100), which is 10% below the national average.

Strengths: Carthage stands out for an affordable cost of living, below-average home prices, solid school ratings (B+).

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Carthage is right for you depends on your priorities — the full breakdown is below.

All Carthage city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 90.5

Carthage's overall cost of living index is 90.5, where 100 represents the US national average. Living in Carthage costs roughly 10% less than the average American city.

Metric Carthage, NY National Avg
Median Home Value $121,500 $244,900
Median Monthly Rent $978 $1,163
Homeownership Rate 50.5% 65.9%
Median Household Income $59,519 $74,755

Crime & Safety

Very Safe

Carthage's violent crime rate is 142.0 per 100,000 residents — 63% lower than the national average of ~380 per 100,000.

Violent Crime
142.0 /100k
Property Crime
1026.1 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Carthage is served primarily by CARTHAGE CENTRAL SCHOOL DISTRICT. The student-to-teacher ratio is 10.8:1 (better than the national average of ~16:1).

Metric Carthage, NY National Avg
School District CARTHAGE CENTRAL SCHOOL DISTRICT —
Elementary Schools 3 —
Middle Schools 1 —
High Schools 1 —
Student/Teacher Ratio 10.8:1 16:1
Bachelor's Degree or Higher 25.2% 35.4%
High School Diploma or Higher 85.8% 91.1%

Weather & Climate

Carthage sees average highs of 28.9°F in January and 79.8°F in July, with 45.1 inches of annual precipitation and 227.7 inches of snow per year.

MetricCarthage, NY
Average High — January28.9°F
Average High — July79.8°F
Annual Precipitation45.1"
Annual Snowfall227.7"

Demographics

MetricCarthage, NYNational Avg
Population3,399—
Median Age31.138.9
Unemployment Rate5.4%3.7%
Avg Commute Time26.8 min26 min
White (non-Hispanic)86.3%59.3%
Black or African American3.5%13.6%
Hispanic or Latino2.6%18.9%
Asian0.1%6.3%
Under 1824.5%22.2%
65 and over15.1%16.8%

Nearby Cities

Carthage vs Other Cities

Frequently Asked Questions

Carthage's cost of living index is 90, where 100 is the national average. That makes Carthage roughly 10% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $121,500 and median rent is $978/month.
Carthage's violent crime rate is 142.0 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1026.1 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Carthage are operated by CARTHAGE CENTRAL SCHOOL DISTRICT. The district has 3 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 10.8:1. 25.2% of adults 25+ hold a bachelor's degree or higher.
Carthage, NY has a population of 3,399, a median household income of $59,519, and an unemployment rate of 5.4%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Carthage averages 28.9°F in January and 79.8°F in July. Annual rainfall is 45.1 inches with about 227.7 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
The population of Carthage, New York is 3,399 with a median age of 31.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Carthage: cost of living index 90 (100 = US average), median home $121,500, median household income $59,519, crime index 42 (100 = US average, lower is safer), schools rated B+. Whether these are benefits or drawbacks depends on where you're coming from — compare Carthage side by side with your current city to see the trade-offs.