What are the schools like in Belmont, NY?

Belmont is served primarily by GENESEE VALLEY CENTRAL SCHOOL DISTRICT. The district operates several elementary schools, several middle schools, and several high schools with a student-to-teacher ratio of 9.1:1.

What is the median household income in Belmont?

The median household income in Belmont, NY is $57,679 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 1.6%.

What is the weather like in Belmont, NY?

Belmont has an average high temperature of 32.6°F in January and 80.2°F in July. Annual precipitation averages 39.7 inches and annual snowfall averages 72.4 inches.

Belmont, NY Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Belmont, NY affordable or expensive?

Belmont's cost of living index is 90, where 100 represents the national average. This means Belmont is 10% less expensive than the average US city. The median home value is $87,000 and the median rent is $613 per month.

Q: What is the crime rate in Belmont, NY?

Belmont has a violent crime rate of 21.7 incidents per 100,000 residents and a property crime rate of 0.0 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Belmont, NY a Good Place to Live?

Belmont is a small town of 865 in New York, with a median household income of $57,679 and a 1.6% unemployment rate. Its cost of living index is 90 (US average = 100), which is 10% below the national average.

Strengths: Belmont stands out for an affordable cost of living, below-average home prices, solid school ratings (A-), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Belmont is right for you depends on your priorities — the full breakdown is below.

All Belmont city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 90.5

Belmont's overall cost of living index is 90.5, where 100 represents the US national average. Living in Belmont costs roughly 10% less than the average American city.

Metric	Belmont, NY	National Avg
Median Home Value	$87,000	$244,900
Median Monthly Rent	$613	$1,163
Homeownership Rate	75.3%	65.9%
Median Household Income	$57,679	$74,755

Crime & Safety

Very Safe

Belmont's violent crime rate is 21.7 per 100,000 residents — 94% lower than the national average of ~380 per 100,000.

Violent Crime

21.7 /100k

Property Crime

0.0 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Belmont is served primarily by GENESEE VALLEY CENTRAL SCHOOL DISTRICT. The student-to-teacher ratio is 9.1:1 (better than the national average of ~16:1).

Metric	Belmont, NY	National Avg
School District	GENESEE VALLEY CENTRAL SCHOOL DISTRICT	—
Elementary Schools	N/A	—
Middle Schools	N/A	—
High Schools	N/A	—
Student/Teacher Ratio	9.1:1	16:1
Bachelor's Degree or Higher	23.2%	35.4%
High School Diploma or Higher	94.1%	91.1%

Weather & Climate

Belmont sees average highs of 32.6°F in January and 80.2°F in July, with 39.7 inches of annual precipitation and 72.4 inches of snow per year.

Metric	Belmont, NY
Average High — January	32.6°F
Average High — July	80.2°F
Annual Precipitation	39.7"
Annual Snowfall	72.4"

Demographics

Metric	Belmont, NY	National Avg
Population	865	—
Median Age	39.9	38.9
Unemployment Rate	1.6%	3.7%
Avg Commute Time	25.5 min	26 min
White (non-Hispanic)	98.7%	59.3%
Black or African American	0.0%	13.6%
Hispanic or Latino	0.7%	18.9%
Asian	0.0%	6.3%
Under 18	28.1%	22.2%
65 and over	21.5%	16.8%

Nearby Cities

Scio, NY 4 mi Friendship, NY 6 mi Angelica, NY 6 mi Wellsville, NY 8 mi Belfast, NY 9 mi

ZIP Codes in Belmont

Belmont, NY is covered by 1 ZIP code:

14813

Belmont vs Other Cities

Belmont, NY vs Scio, NY Belmont, NY vs Friendship, NY Belmont, NY vs Angelica, NY Belmont, NY vs Wellsville, NY Belmont, NY vs Belfast, NY

Frequently Asked Questions

Is Belmont, NY affordable or expensive?

Belmont's cost of living index is 90, where 100 is the national average. That makes Belmont roughly 10% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $87,000 and median rent is $613/month.

What is the crime rate in Belmont, NY?

Belmont's violent crime rate is 21.7 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 0.0 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Belmont?

Public schools in Belmont are operated by GENESEE VALLEY CENTRAL SCHOOL DISTRICT. The district has several elementary, several middle, and several high schools. The student-to-teacher ratio is 9.1:1. 23.2% of adults 25+ hold a bachelor's degree or higher.

Is Belmont, NY a good place to live?

Belmont, NY has a population of 865, a median household income of $57,679, and an unemployment rate of 1.6%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Belmont?

Belmont averages 32.6°F in January and 80.2°F in July. Annual rainfall is 39.7 inches with about 72.4 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Belmont?

Belmont, NY is covered by 1 ZIP code: 14813.

What is the population of Belmont?

The population of Belmont, New York is 865 with a median age of 39.9. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Belmont?

Key numbers for living in Belmont: cost of living index 90 (100 = US average), median home $87,000, median household income $57,679, crime index 3 (100 = US average, lower is safer), schools rated A-. Whether these are benefits or drawbacks depends on where you're coming from — compare Belmont side by side with your current city to see the trade-offs.