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Is Belle Terre, NY a Good Place to Live?
Belle Terre is a small town of 811 in New York, with a median household income of $169,500 and a 5.3% unemployment rate. Its cost of living index is 112 (US average = 100), which is 12% above the national average.
Strengths: Belle Terre stands out for a well-educated population.
Trade-offs: Potential downsides include an above-average cost of living, high home prices, longer commutes, an elevated unemployment rate. Whether Belle Terre is right for you depends on your priorities — the full breakdown is below.
All Belle Terre city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 112.5Belle Terre's overall cost of living index is 112.5, where 100 represents the US national average. Living in Belle Terre costs roughly 12% more than the average American city.
| Metric | Belle Terre, NY | National Avg |
|---|---|---|
| Median Home Value | $1,000,000 | $244,900 |
| Median Monthly Rent | N/A | $1,163 |
| Homeownership Rate | 99.3% | 65.9% |
| Median Household Income | $169,500 | $74,755 |
Crime & Safety
Very SafeBelle Terre's violent crime rate is 81.3 per 100,000 residents — 79% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
| Metric | Belle Terre, NY | National Avg |
|---|---|---|
| School District | N/A | — |
| Elementary Schools | N/A | — |
| Middle Schools | N/A | — |
| High Schools | N/A | — |
| Student/Teacher Ratio | N/A | 16:1 |
| Bachelor's Degree or Higher | 68.1% | 35.4% |
| High School Diploma or Higher | 98.3% | 91.1% |
Weather & Climate
Belle Terre sees average highs of 39.6°F in January and 83.0°F in July, with 48.5 inches of annual precipitation and 31.8 inches of snow per year.
| Metric | Belle Terre, NY |
|---|---|
| Average High — January | 39.6°F |
| Average High — July | 83.0°F |
| Annual Precipitation | 48.5" |
| Annual Snowfall | 31.8" |
Demographics
| Metric | Belle Terre, NY | National Avg |
|---|---|---|
| Population | 811 | — |
| Median Age | 53.3 | 38.9 |
| Unemployment Rate | 5.3% | 3.7% |
| Avg Commute Time | 35.7 min | 26 min |
| White (non-Hispanic) | 86.2% | 59.3% |
| Black or African American | 6.2% | 13.6% |
| Hispanic or Latino | 3.7% | 18.9% |
| Asian | 2.5% | 6.3% |
| Under 18 | 21.9% | 22.2% |
| 65 and over | 33.4% | 16.8% |