Is Zephyr Cove, NV a Good Place to Live?
Zephyr Cove is a small town of 637 in Nevada, with a median household income of $137,500 . Its cost of living index is 111 (US average = 100), which is 11% above the national average.
Strengths: Zephyr Cove stands out for solid school ratings (A-), a well-educated population, short average commutes.
Trade-offs: Potential downsides include an above-average cost of living, high home prices. Whether Zephyr Cove is right for you depends on your priorities — the full breakdown is below.
All Zephyr Cove city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 111.3Zephyr Cove's overall cost of living index is 111.3, where 100 represents the US national average. Living in Zephyr Cove costs roughly 11% more than the average American city.
| Metric | Zephyr Cove, NV | National Avg |
|---|---|---|
| Median Home Value | $1,839,300 | $244,900 |
| Median Monthly Rent | $1,681 | $1,163 |
| Homeownership Rate | 70.2% | 65.9% |
| Median Household Income | $137,500 | $74,755 |
Crime & Safety
Very SafeZephyr Cove's violent crime rate is 161.5 per 100,000 residents — 57% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Zephyr Cove is served primarily by Douglas. The student-to-teacher ratio is 17.6:1 (slightly above the national average of ~16:1).
| Metric | Zephyr Cove, NV | National Avg |
|---|---|---|
| School District | Douglas | — |
| Elementary Schools | 7 | — |
| Middle Schools | 3 | — |
| High Schools | 4 | — |
| Student/Teacher Ratio | 17.6:1 | 16:1 |
| Bachelor's Degree or Higher | 52.6% | 35.4% |
| High School Diploma or Higher | 100.0% | 91.1% |
Weather & Climate
Zephyr Cove sees average highs of 35.7°F in January and 74.6°F in July, with 21.8 inches of annual precipitation and 21.8 inches of snow per year.
| Metric | Zephyr Cove, NV |
|---|---|
| Average High — January | 35.7°F |
| Average High — July | 74.6°F |
| Annual Precipitation | 21.8" |
| Annual Snowfall | 21.8" |
Demographics
| Metric | Zephyr Cove, NV | National Avg |
|---|---|---|
| Population | 637 | — |
| Median Age | 65.3 | 38.9 |
| Unemployment Rate | 0.0% | 3.7% |
| Avg Commute Time | 21.6 min | 26 min |
| White (non-Hispanic) | 78.2% | 59.3% |
| Black or African American | 0.0% | 13.6% |
| Hispanic or Latino | 21.8% | 18.9% |
| Asian | 0.0% | 6.3% |
| Under 18 | 6.4% | 22.2% |
| 65 and over | 50.9% | 16.8% |