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Is Fernley, NV a Good Place to Live?
Fernley is a small city of 23,035 in Nevada, with a median household income of $84,025 and a 4.6% unemployment rate. Its cost of living index is 101 (US average = 100), which is 1% above the national average.
Strengths: Fernley's profile is close to national averages across most measures.
Trade-offs: No major red flags stand out in the available data. Whether Fernley is right for you depends on your priorities — the full breakdown is below.
All Fernley city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 101.0Fernley's overall cost of living index is 101.0, where 100 represents the US national average. Living in Fernley costs roughly 1% more than the average American city.
| Metric | Fernley, NV | National Avg |
|---|---|---|
| Median Home Value | $328,900 | $244,900 |
| Median Monthly Rent | $1,351 | $1,163 |
| Homeownership Rate | 73.1% | 65.9% |
| Median Household Income | $84,025 | $74,755 |
Crime & Safety
Safer than AverageFernley's violent crime rate is 276.5 per 100,000 residents — 27% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Fernley is served primarily by Churchill. The student-to-teacher ratio is 18.6:1 (slightly above the national average of ~16:1).
| Metric | Fernley, NV | National Avg |
|---|---|---|
| School District | Churchill | — |
| Elementary Schools | 3 | — |
| Middle Schools | 1 | — |
| High Schools | 1 | — |
| Student/Teacher Ratio | 18.6:1 | 16:1 |
| Bachelor's Degree or Higher | 14.9% | 35.4% |
| High School Diploma or Higher | 89.7% | 91.1% |
Weather & Climate
Fernley sees average highs of 46.8°F in January and 96.4°F in July, with 7.6 inches of annual precipitation and 4.5 inches of snow per year.
| Metric | Fernley, NV |
|---|---|
| Average High — January | 46.8°F |
| Average High — July | 96.4°F |
| Annual Precipitation | 7.6" |
| Annual Snowfall | 4.5" |
Demographics
| Metric | Fernley, NV | National Avg |
|---|---|---|
| Population | 23,035 | — |
| Median Age | 35.9 | 38.9 |
| Unemployment Rate | 4.6% | 3.7% |
| Avg Commute Time | 28.5 min | 26 min |
| White (non-Hispanic) | 79.5% | 59.3% |
| Black or African American | 1.8% | 13.6% |
| Hispanic or Latino | 8.1% | 18.9% |
| Asian | 1.5% | 6.3% |
| Under 18 | 24.4% | 22.2% |
| 65 and over | 14.9% | 16.8% |
Nearby Cities
ZIP Codes in Fernley
Fernley, NV is covered by 2 ZIP codes: