Median Income
$67,663
household / year
Median Home Value
$370,600
owner-occupied
Median Rent
$1,314
gross / month
Cost of Living
100
national avg = 100

Is Santa Fe, NM a Good Place to Live?

Santa Fe is a mid-sized city of 87,617 in New Mexico, with a median household income of $67,663 and a 5.3% unemployment rate. Its cost of living index is 100 (US average = 100), which is 0% below the national average.

Strengths: Santa Fe stands out for solid school ratings (A-), a well-educated population, short average commutes.

Trade-offs: Potential downsides include a higher-than-average crime index, an elevated unemployment rate. Whether Santa Fe is right for you depends on your priorities — the full breakdown is below.

All Santa Fe city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 99.8

Santa Fe's overall cost of living index is 99.8, where 100 represents the US national average. Living in Santa Fe costs roughly 0% less than the average American city.

Metric Santa Fe, NM National Avg
Median Home Value $370,600 $244,900
Median Monthly Rent $1,314 $1,163
Homeownership Rate 64.3% 65.9%
Median Household Income $67,663 $74,755

Crime & Safety

High Crime

Santa Fe's violent crime rate is 842.1 per 100,000 residents — 122% higher than the national average of ~380 per 100,000.

Violent Crime
842.1 /100k
Property Crime
5156.6 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Santa Fe is served primarily by SANTA FE. The student-to-teacher ratio is 13.3:1 (better than the national average of ~16:1).

Metric Santa Fe, NM National Avg
School District SANTA FE
Elementary Schools 19
Middle Schools 2
High Schools 5
Student/Teacher Ratio 13.3:1 16:1
Bachelor's Degree or Higher 44.0% 35.4%
High School Diploma or Higher 90.5% 91.1%

Weather & Climate

Santa Fe sees average highs of 43.0°F in January and 85.8°F in July, with 14.1 inches of annual precipitation and 20.2 inches of snow per year.

MetricSanta Fe, NM
Average High — January43.0°F
Average High — July85.8°F
Annual Precipitation14.1"
Annual Snowfall20.2"

Demographics

MetricSanta Fe, NMNational Avg
Population87,617
Median Age44.538.9
Unemployment Rate5.3%3.7%
Avg Commute Time20.4 min26 min
White (non-Hispanic)68.2%59.3%
Black or African American1.3%13.6%
Hispanic or Latino24.5%18.9%
Asian1.7%6.3%
Under 1817.3%22.2%
65 and over24.6%16.8%

Nearby Cities

ZIP Codes in Santa Fe

Santa Fe, NM is covered by 3 ZIP codes:

Santa Fe vs Other Cities

Frequently Asked Questions

Santa Fe's cost of living index is 100, where 100 is the national average. That makes Santa Fe roughly 0% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $370,600 and median rent is $1,314/month.
Santa Fe's violent crime rate is 842.1 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 5156.6 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Santa Fe are operated by SANTA FE. The district has 19 elementary, 2 middle, and 5 high schools. The student-to-teacher ratio is 13.3:1. 44.0% of adults 25+ hold a bachelor's degree or higher.
Santa Fe, NM has a population of 87,617, a median household income of $67,663, and an unemployment rate of 5.3%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Santa Fe averages 43.0°F in January and 85.8°F in July. Annual rainfall is 14.1 inches with about 20.2 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Santa Fe, NM is covered by 3 ZIP codes: 87507, 87505, 87501.
The population of Santa Fe, New Mexico is 87,617 with a median age of 44.5. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Santa Fe: cost of living index 100 (100 = US average), median home $370,600, median household income $67,663, crime index 231 (100 = US average, lower is safer), schools rated A-. Whether these are benefits or drawbacks depends on where you're coming from — compare Santa Fe side by side with your current city to see the trade-offs.