Loving is a small town of 1,413 in New Mexico, with a median household income of $50,000
and a 6.8% unemployment rate.
Its cost of living index is 94 (US average = 100), which is
6% below the national average.
Strengths:
Loving stands out for an affordable cost of living, below-average home prices, short average commutes.
Trade-offs:
Potential downsides include an elevated unemployment rate. Whether Loving is right for you depends on your priorities — the full breakdown is below.
All Loving city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 94.1
Loving's overall cost of living index is 94.1,
where 100 represents the US national average.
Living in Loving costs roughly 6% less than the average American city.
Metric
Loving, NM
National Avg
Median Home Value
$133,200
$244,900
Median Monthly Rent
$1,202
$1,163
Homeownership Rate
76.9%
65.9%
Median Household Income
$50,000
$74,755
Crime & Safety
Near National Average
Loving's violent crime rate is 501.2 per 100,000 residents
— 32% higher than the national average of ~380 per 100,000.
Violent Crime
501.2 /100k
Property Crime
2612.0 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Loving is served primarily by LOVING.
The student-to-teacher ratio is 12.5:1
(better than the national average of ~16:1).
Metric
Loving, NM
National Avg
School District
LOVING
—
Elementary Schools
1
—
Middle Schools
1
—
High Schools
1
—
Student/Teacher Ratio
12.5:1
16:1
Bachelor's Degree or Higher
3.1%
35.4%
High School Diploma or Higher
79.3%
91.1%
Weather & Climate
Loving sees average highs of 58.7°F in January
and 96.5°F in July,
with 12.6 inches of annual precipitation
and 2.7 inches of snow per year.
Loving's cost of living index is 94, where 100 is the national average.
That makes Loving roughly 6% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $133,200 and median rent is $1,202/month.
Loving's violent crime rate is 501.2 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2612.0 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Loving are operated by LOVING.
The district has 1 elementary, 1 middle, and 1 high schools.
The student-to-teacher ratio is 12.5:1. 3.1% of adults 25+ hold a bachelor's degree or higher.
Loving, NM has a population of 1,413, a median household income of $50,000, and an unemployment rate of 6.8%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Loving averages 58.7°F in January and 96.5°F in July. Annual rainfall is 12.6 inches
with about 2.7 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Loving, NM is covered by 1 ZIP code: 88256.
The population of Loving, New Mexico is 1,413 with a median age of 37.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Loving: cost of living index 94 (100 = US average), median home $133,200, median household income $50,000, crime index 129 (100 = US average, lower is safer), schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare Loving side by side with your current city to see the trade-offs.