What are the schools like in Gallup, NM?

Gallup is served primarily by GALLUP. The district operates 16 elementary schools, 7 middle schools, and 9 high schools.

What is the median household income in Gallup?

The median household income in Gallup, NM is $58,358 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 3.9%.

What is the weather like in Gallup, NM?

Gallup has an average high temperature of 43.8°F in January and 87.2°F in July. Annual precipitation averages 14.0 inches and annual snowfall averages 20.6 inches.

Gallup, NM Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Gallup, NM affordable or expensive?

Gallup's cost of living index is 92, where 100 represents the national average. This means Gallup is 8% less expensive than the average US city. The median home value is $143,500 and the median rent is $838 per month.

Q: What is the crime rate in Gallup, NM?

Gallup has a violent crime rate of 1503.6 incidents per 100,000 residents and a property crime rate of 3896.3 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Gallup, NM a Good Place to Live?

Gallup is a small city of 21,672 in New Mexico, with a median household income of $58,358 and a 3.9% unemployment rate. Its cost of living index is 92 (US average = 100), which is 8% below the national average.

Strengths: Gallup stands out for an affordable cost of living, below-average home prices, short average commutes.

Trade-offs: Potential downsides include a higher-than-average crime index. Whether Gallup is right for you depends on your priorities — the full breakdown is below.

All Gallup city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 91.6

Gallup's overall cost of living index is 91.6, where 100 represents the US national average. Living in Gallup costs roughly 8% less than the average American city.

Metric	Gallup, NM	National Avg
Median Home Value	$143,500	$244,900
Median Monthly Rent	$838	$1,163
Homeownership Rate	54.6%	65.9%
Median Household Income	$58,358	$74,755

Crime & Safety

High Crime

Gallup's violent crime rate is 1503.6 per 100,000 residents — 296% higher than the national average of ~380 per 100,000.

Violent Crime

1503.6 /100k

Property Crime

3896.3 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Gallup is served primarily by GALLUP.

Metric	Gallup, NM	National Avg
School District	GALLUP	—
Elementary Schools	16	—
Middle Schools	7	—
High Schools	9	—
Student/Teacher Ratio	N/A	16:1
Bachelor's Degree or Higher	23.1%	35.4%
High School Diploma or Higher	88.0%	91.1%

Weather & Climate

Gallup sees average highs of 43.8°F in January and 87.2°F in July, with 14.0 inches of annual precipitation and 20.6 inches of snow per year.

Metric	Gallup, NM
Average High — January	43.8°F
Average High — July	87.2°F
Annual Precipitation	14.0"
Annual Snowfall	20.6"

Demographics

Metric	Gallup, NM	National Avg
Population	21,672	—
Median Age	34.1	38.9
Unemployment Rate	3.9%	3.7%
Avg Commute Time	18.8 min	26 min
White (non-Hispanic)	24.3%	59.3%
Black or African American	1.5%	13.6%
Hispanic or Latino	19.8%	18.9%
Asian	3.8%	6.3%
Under 18	30.2%	22.2%
65 and over	14.6%	16.8%

Nearby Cities

Catalpa Canyon, NM 2 mi Gamerco, NM 4 mi White Cliffs, NM 5 mi Sundance, NM 6 mi Crestview, NM 7 mi

ZIP Codes in Gallup

Gallup, NM is covered by 1 ZIP code:

87301

Gallup vs Other Cities

Gallup, NM vs Catalpa Canyon, NM Gallup, NM vs Gamerco, NM Gallup, NM vs White Cliffs, NM Gallup, NM vs Sundance, NM Gallup, NM vs Crestview, NM

Frequently Asked Questions

Is Gallup, NM affordable or expensive?

Gallup's cost of living index is 92, where 100 is the national average. That makes Gallup roughly 8% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $143,500 and median rent is $838/month.

What is the crime rate in Gallup, NM?

Gallup's violent crime rate is 1503.6 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 3896.3 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Gallup?

Public schools in Gallup are operated by GALLUP. The district has 16 elementary, 7 middle, and 9 high schools. 23.1% of adults 25+ hold a bachelor's degree or higher.

Is Gallup, NM a good place to live?

Gallup, NM has a population of 21,672, a median household income of $58,358, and an unemployment rate of 3.9%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Gallup?

Gallup averages 43.8°F in January and 87.2°F in July. Annual rainfall is 14.0 inches with about 20.6 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Gallup?

Gallup, NM is covered by 1 ZIP code: 87301.

What is the population of Gallup?

The population of Gallup, New Mexico is 21,672 with a median age of 34.1. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Gallup?

Key numbers for living in Gallup: cost of living index 92 (100 = US average), median home $143,500, median household income $58,358, crime index 312 (100 = US average, lower is safer), schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare Gallup side by side with your current city to see the trade-offs.