Median Income
$61,250
household / year
Median Home Value
$209,500
owner-occupied
Median Rent
$908
gross / month
Cost of Living
94
national avg = 100

Is Chimayo, NM a Good Place to Live?

Chimayo is a small town of 2,955 in New Mexico, with a median household income of $61,250 and a 0.9% unemployment rate. Its cost of living index is 94 (US average = 100), which is 6% below the national average.

Strengths: Chimayo stands out for an affordable cost of living, below-average home prices, solid school ratings (B-).

Trade-offs: Potential downsides include longer commutes. Whether Chimayo is right for you depends on your priorities — the full breakdown is below.

All Chimayo city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 94.1

Chimayo's overall cost of living index is 94.1, where 100 represents the US national average. Living in Chimayo costs roughly 6% less than the average American city.

Metric Chimayo, NM National Avg
Median Home Value $209,500 $244,900
Median Monthly Rent $908 $1,163
Homeownership Rate 82.2% 65.9%
Median Household Income $61,250 $74,755

Crime & Safety

Higher than Average

Chimayo's violent crime rate is 607.2 per 100,000 residents — 60% higher than the national average of ~380 per 100,000.

Violent Crime
607.2 /100k
Property Crime
3434.5 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Chimayo is served primarily by ESPANOLA. The student-to-teacher ratio is 9.9:1 (better than the national average of ~16:1).

Metric Chimayo, NM National Avg
School District ESPANOLA
Elementary Schools 11
Middle Schools 1
High Schools 1
Student/Teacher Ratio 9.9:1 16:1
Bachelor's Degree or Higher 15.1% 35.4%
High School Diploma or Higher 92.6% 91.1%

Weather & Climate

Chimayo sees average highs of 48.4°F in January and 91.3°F in July, with 10.8 inches of annual precipitation and 10.7 inches of snow per year.

MetricChimayo, NM
Average High — January48.4°F
Average High — July91.3°F
Annual Precipitation10.8"
Annual Snowfall10.7"

Demographics

MetricChimayo, NMNational Avg
Population2,955
Median Age50.038.9
Unemployment Rate0.9%3.7%
Avg Commute Time38.0 min26 min
White (non-Hispanic)32.6%59.3%
Black or African American0.0%13.6%
Hispanic or Latino66.5%18.9%
Asian0.0%6.3%
Under 1816.1%22.2%
65 and over22.2%16.8%

Nearby Cities

ZIP Codes in Chimayo

Chimayo, NM is covered by 1 ZIP code:

Chimayo vs Other Cities

Frequently Asked Questions

Chimayo's cost of living index is 94, where 100 is the national average. That makes Chimayo roughly 6% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $209,500 and median rent is $908/month.
Chimayo's violent crime rate is 607.2 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 3434.5 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Chimayo are operated by ESPANOLA. The district has 11 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 9.9:1. 15.1% of adults 25+ hold a bachelor's degree or higher.
Chimayo, NM has a population of 2,955, a median household income of $61,250, and an unemployment rate of 0.9%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Chimayo averages 48.4°F in January and 91.3°F in July. Annual rainfall is 10.8 inches with about 10.7 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Chimayo, NM is covered by 1 ZIP code: 87522.
The population of Chimayo, New Mexico is 2,955 with a median age of 50.0. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Chimayo: cost of living index 94 (100 = US average), median home $209,500, median household income $61,250, crime index 161 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Chimayo side by side with your current city to see the trade-offs.