Is Stirling, NJ a Good Place to Live?
Stirling is a small town of 3,138 in New Jersey, with a median household income of $150,313 and a 5.9% unemployment rate. Its cost of living index is 112 (US average = 100), which is 12% above the national average.
Strengths: Stirling stands out for solid school ratings (A+), a well-educated population.
Trade-offs: Potential downsides include an above-average cost of living, high home prices, an elevated unemployment rate. Whether Stirling is right for you depends on your priorities — the full breakdown is below.
All Stirling city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 112.5Stirling's overall cost of living index is 112.5, where 100 represents the US national average. Living in Stirling costs roughly 12% more than the average American city.
| Metric | Stirling, NJ | National Avg |
|---|---|---|
| Median Home Value | $637,700 | $244,900 |
| Median Monthly Rent | $1,780 | $1,163 |
| Homeownership Rate | 77.4% | 65.9% |
| Median Household Income | $150,313 | $74,755 |
Crime & Safety
Very SafeStirling's violent crime rate is 27.0 per 100,000 residents — 93% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Stirling is served primarily by Long Hill Township School District. The student-to-teacher ratio is 10.6:1 (better than the national average of ~16:1).
| Metric | Stirling, NJ | National Avg |
|---|---|---|
| School District | Long Hill Township School District | — |
| Elementary Schools | 2 | — |
| Middle Schools | 1 | — |
| High Schools | N/A | — |
| Student/Teacher Ratio | 10.6:1 | 16:1 |
| Bachelor's Degree or Higher | 62.0% | 35.4% |
| High School Diploma or Higher | 98.8% | 91.1% |
Weather & Climate
Stirling sees average highs of 40.7°F in January and 88.1°F in July, with 49.1 inches of annual precipitation and 21.4 inches of snow per year.
| Metric | Stirling, NJ |
|---|---|
| Average High — January | 40.7°F |
| Average High — July | 88.1°F |
| Annual Precipitation | 49.1" |
| Annual Snowfall | 21.4" |
Demographics
| Metric | Stirling, NJ | National Avg |
|---|---|---|
| Population | 3,138 | — |
| Median Age | 41.2 | 38.9 |
| Unemployment Rate | 5.9% | 3.7% |
| Avg Commute Time | 27.4 min | 26 min |
| White (non-Hispanic) | 78.5% | 59.3% |
| Black or African American | 0.0% | 13.6% |
| Hispanic or Latino | 8.4% | 18.9% |
| Asian | 9.1% | 6.3% |
| Under 18 | 28.0% | 22.2% |
| 65 and over | 19.8% | 16.8% |
Nearby Cities
ZIP Codes in Stirling
Stirling, NJ is covered by 1 ZIP code: