Median Income
$67,453
household / year
Median Home Value
$238,600
owner-occupied
Median Rent
$1,429
gross / month
Cost of Living
97
national avg = 100

Is Smithville, NJ a Good Place to Live?

Smithville is a small town of 9,135 in New Jersey, with a median household income of $67,453 and a 4.3% unemployment rate. Its cost of living index is 97 (US average = 100), which is 3% below the national average.

Strengths: Smithville stands out for below-average home prices, solid school ratings (A).

Trade-offs: No major red flags stand out in the available data. Whether Smithville is right for you depends on your priorities — the full breakdown is below.

All Smithville city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 97.2

Smithville's overall cost of living index is 97.2, where 100 represents the US national average. Living in Smithville costs roughly 3% less than the average American city.

Metric Smithville, NJ National Avg
Median Home Value $238,600 $244,900
Median Monthly Rent $1,429 $1,163
Homeownership Rate 75.9% 65.9%
Median Household Income $67,453 $74,755

Crime & Safety

Safer than Average

Smithville's violent crime rate is 329.6 per 100,000 residents — 13% lower than the national average of ~380 per 100,000.

Violent Crime
329.6 /100k
Property Crime
1468.5 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Smithville is served primarily by Galloway Township Public School District. The student-to-teacher ratio is 10.8:1 (better than the national average of ~16:1).

Metric Smithville, NJ National Avg
School District Galloway Township Public School District —
Elementary Schools 4 —
Middle Schools 1 —
High Schools N/A —
Student/Teacher Ratio 10.8:1 16:1
Bachelor's Degree or Higher 35.3% 35.4%
High School Diploma or Higher 93.6% 91.1%

Weather & Climate

Smithville sees average highs of 43.2°F in January and 86.6°F in July, with 48.3 inches of annual precipitation and 17.4 inches of snow per year.

MetricSmithville, NJ
Average High — January43.2°F
Average High — July86.6°F
Annual Precipitation48.3"
Annual Snowfall17.4"

Demographics

MetricSmithville, NJNational Avg
Population9,135—
Median Age48.938.9
Unemployment Rate4.3%3.7%
Avg Commute Time26.0 min26 min
White (non-Hispanic)63.8%59.3%
Black or African American13.3%13.6%
Hispanic or Latino14.8%18.9%
Asian3.6%6.3%
Under 1813.0%22.2%
65 and over28.7%16.8%

Nearby Cities

Oceanville, NJ 2 mi Leeds Point, NJ 2 mi Port Republic, NJ 3 mi Absecon Highlands, NJ 4 mi Stockton University, NJ 4 mi

ZIP Codes in Smithville

Smithville, NJ is covered by 1 ZIP code:

08205

Smithville vs Other Cities

Smithville, NJ vs Oceanville, NJ Smithville, NJ vs Leeds Point, NJ Smithville, NJ vs Port Republic, NJ Smithville, NJ vs Absecon Highlands, NJ Smithville, NJ vs Stockton University, NJ

Frequently Asked Questions

Smithville's cost of living index is 97, where 100 is the national average. That makes Smithville roughly 3% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $238,600 and median rent is $1,429/month.
Smithville's violent crime rate is 329.6 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1468.5 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Smithville are operated by Galloway Township Public School District. The district has 4 elementary, 1 middle, and several high schools. The student-to-teacher ratio is 10.8:1. 35.3% of adults 25+ hold a bachelor's degree or higher.
Smithville, NJ has a population of 9,135, a median household income of $67,453, and an unemployment rate of 4.3%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Smithville averages 43.2°F in January and 86.6°F in July. Annual rainfall is 48.3 inches with about 17.4 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Smithville, NJ is covered by 1 ZIP code: 08205.
The population of Smithville, New Jersey is 9,135 with a median age of 48.9. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Smithville: cost of living index 97 (100 = US average), median home $238,600, median household income $67,453, crime index 80 (100 = US average, lower is safer), schools rated A. Whether these are benefits or drawbacks depends on where you're coming from — compare Smithville side by side with your current city to see the trade-offs.