What are the schools like in Phillipsburg, NJ?

Phillipsburg is served primarily by Phillipsburg School District. The district operates 3 elementary schools, 1 middle schools, and 1 high schools with a student-to-teacher ratio of 10.8:1.

What is the median household income in Phillipsburg?

The median household income in Phillipsburg, NJ is $64,130 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 8.4%.

What is the weather like in Phillipsburg, NJ?

Phillipsburg has an average high temperature of 37.7°F in January and 85.6°F in July. Annual precipitation averages 51.0 inches and annual snowfall averages 41.1 inches.

Phillipsburg, NJ Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Phillipsburg, NJ affordable or expensive?

Phillipsburg's cost of living index is 98, where 100 represents the national average. This means Phillipsburg is 2% less expensive than the average US city. The median home value is $157,500 and the median rent is $1,120 per month.

Q: What is the crime rate in Phillipsburg, NJ?

Phillipsburg has a violent crime rate of 156.2 incidents per 100,000 residents and a property crime rate of 1777.0 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Phillipsburg, NJ a Good Place to Live?

Phillipsburg is a small city of 15,206 in New Jersey, with a median household income of $64,130 and a 8.4% unemployment rate. Its cost of living index is 98 (US average = 100), which is 2% below the national average.

Strengths: Phillipsburg stands out for below-average home prices, lower-than-average crime, solid school ratings (B+).

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Phillipsburg is right for you depends on your priorities — the full breakdown is below.

All Phillipsburg city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 98.4

Phillipsburg's overall cost of living index is 98.4, where 100 represents the US national average. Living in Phillipsburg costs roughly 2% less than the average American city.

Metric	Phillipsburg, NJ	National Avg
Median Home Value	$157,500	$244,900
Median Monthly Rent	$1,120	$1,163
Homeownership Rate	58.6%	65.9%
Median Household Income	$64,130	$74,755

Crime & Safety

Very Safe

Phillipsburg's violent crime rate is 156.2 per 100,000 residents — 59% lower than the national average of ~380 per 100,000.

Violent Crime

156.2 /100k

Property Crime

1777.0 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Phillipsburg is served primarily by Phillipsburg School District. The student-to-teacher ratio is 10.8:1 (better than the national average of ~16:1).

Metric	Phillipsburg, NJ	National Avg
School District	Phillipsburg School District	—
Elementary Schools	3	—
Middle Schools	1	—
High Schools	1	—
Student/Teacher Ratio	10.8:1	16:1
Bachelor's Degree or Higher	21.4%	35.4%
High School Diploma or Higher	90.8%	91.1%

Weather & Climate

Phillipsburg sees average highs of 37.7°F in January and 85.6°F in July, with 51.0 inches of annual precipitation and 41.1 inches of snow per year.

Metric	Phillipsburg, NJ
Average High — January	37.7°F
Average High — July	85.6°F
Annual Precipitation	51.0"
Annual Snowfall	41.1"

Demographics

Metric	Phillipsburg, NJ	National Avg
Population	15,206	—
Median Age	41.2	38.9
Unemployment Rate	8.4%	3.7%
Avg Commute Time	29.4 min	26 min
White (non-Hispanic)	70.8%	59.3%
Black or African American	12.2%	13.6%
Hispanic or Latino	8.9%	18.9%
Asian	1.7%	6.3%
Under 18	20.9%	22.2%
65 and over	16.3%	16.8%

Nearby Cities

Delaware Park, NJ 1 mi Upper Pohatcong, NJ 2 mi Lopatcong Overlook, NJ 2 mi Easton, PA 2 mi Morgan Hill, PA 2 mi

ZIP Codes in Phillipsburg

Phillipsburg, NJ is covered by 1 ZIP code:

08865

Phillipsburg vs Other Cities

Phillipsburg, NJ vs Delaware Park, NJ Phillipsburg, NJ vs Upper Pohatcong, NJ Phillipsburg, NJ vs Lopatcong Overlook, NJ Phillipsburg, NJ vs Easton, PA Phillipsburg, NJ vs Morgan Hill, PA

Frequently Asked Questions

Is Phillipsburg, NJ affordable or expensive?

Phillipsburg's cost of living index is 98, where 100 is the national average. That makes Phillipsburg roughly 2% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $157,500 and median rent is $1,120/month.

What is the crime rate in Phillipsburg, NJ?

Phillipsburg's violent crime rate is 156.2 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1777.0 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Phillipsburg?

Public schools in Phillipsburg are operated by Phillipsburg School District. The district has 3 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 10.8:1. 21.4% of adults 25+ hold a bachelor's degree or higher.

Is Phillipsburg, NJ a good place to live?

Phillipsburg, NJ has a population of 15,206, a median household income of $64,130, and an unemployment rate of 8.4%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Phillipsburg?

Phillipsburg averages 37.7°F in January and 85.6°F in July. Annual rainfall is 51.0 inches with about 41.1 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Phillipsburg?

Phillipsburg, NJ is covered by 1 ZIP code: 08865.

What is the population of Phillipsburg?

The population of Phillipsburg, New Jersey is 15,206 with a median age of 41.2. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Phillipsburg?

Key numbers for living in Phillipsburg: cost of living index 98 (100 = US average), median home $157,500, median household income $64,130, crime index 59 (100 = US average, lower is safer), schools rated B+. Whether these are benefits or drawbacks depends on where you're coming from — compare Phillipsburg side by side with your current city to see the trade-offs.