Is Oak Valley, NJ a Good Place to Live?
Oak Valley is a small town of 4,346 in New Jersey, with a median household income of $86,875 and a 3.8% unemployment rate. Its cost of living index is 104 (US average = 100), which is 4% above the national average.
Strengths: Oak Valley stands out for below-average home prices.
Trade-offs: No major red flags stand out in the available data. Whether Oak Valley is right for you depends on your priorities — the full breakdown is below.
All Oak Valley city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 103.5Oak Valley's overall cost of living index is 103.5, where 100 represents the US national average. Living in Oak Valley costs roughly 4% more than the average American city.
| Metric | Oak Valley, NJ | National Avg |
|---|---|---|
| Median Home Value | $207,900 | $244,900 |
| Median Monthly Rent | N/A | $1,163 |
| Homeownership Rate | 86.0% | 65.9% |
| Median Household Income | $86,875 | $74,755 |
Crime & Safety
Very SafeOak Valley's violent crime rate is 41.5 per 100,000 residents — 89% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
| Metric | Oak Valley, NJ | National Avg |
|---|---|---|
| School District | N/A | — |
| Elementary Schools | N/A | — |
| Middle Schools | N/A | — |
| High Schools | N/A | — |
| Student/Teacher Ratio | N/A | 16:1 |
| Bachelor's Degree or Higher | 18.0% | 35.4% |
| High School Diploma or Higher | 92.2% | 91.1% |
Weather & Climate
Oak Valley sees average highs of 41.3°F in January and 87.8°F in July, with 48.4 inches of annual precipitation and 23.1 inches of snow per year.
| Metric | Oak Valley, NJ |
|---|---|
| Average High — January | 41.3°F |
| Average High — July | 87.8°F |
| Annual Precipitation | 48.4" |
| Annual Snowfall | 23.1" |
Demographics
| Metric | Oak Valley, NJ | National Avg |
|---|---|---|
| Population | 4,346 | — |
| Median Age | 32.8 | 38.9 |
| Unemployment Rate | 3.8% | 3.7% |
| Avg Commute Time | 28.9 min | 26 min |
| White (non-Hispanic) | 80.8% | 59.3% |
| Black or African American | 14.4% | 13.6% |
| Hispanic or Latino | 3.0% | 18.9% |
| Asian | 0.2% | 6.3% |
| Under 18 | 29.6% | 22.2% |
| 65 and over | 12.8% | 16.8% |