Median Income
$112,661
household / year
Median Home Value
$572,100
owner-occupied
Median Rent
$1,298
gross / month
Cost of Living
97
national avg = 100

Is Margate City, NJ a Good Place to Live?

Margate City is a small town of 5,331 in New Jersey, with a median household income of $112,661 and a 4.0% unemployment rate. Its cost of living index is 97 (US average = 100), which is 3% below the national average.

Strengths: Margate City stands out for lower-than-average crime, solid school ratings (A+), a well-educated population.

Trade-offs: Potential downsides include high home prices. Whether Margate City is right for you depends on your priorities — the full breakdown is below.

All Margate City city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 97.2

Margate City's overall cost of living index is 97.2, where 100 represents the US national average. Living in Margate City costs roughly 3% less than the average American city.

Metric Margate City, NJ National Avg
Median Home Value $572,100 $244,900
Median Monthly Rent $1,298 $1,163
Homeownership Rate 89.7% 65.9%
Median Household Income $112,661 $74,755

Crime & Safety

Very Safe

Margate City's violent crime rate is 58.6 per 100,000 residents — 85% lower than the national average of ~380 per 100,000.

Violent Crime
58.6 /100k
Property Crime
1250.7 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Margate City is served primarily by Margate City School District. The student-to-teacher ratio is 7.2:1 (better than the national average of ~16:1).

Metric Margate City, NJ National Avg
School District Margate City School District —
Elementary Schools 1 —
Middle Schools 1 —
High Schools N/A —
Student/Teacher Ratio 7.2:1 16:1
Bachelor's Degree or Higher 56.4% 35.4%
High School Diploma or Higher 96.5% 91.1%

Weather & Climate

Margate City sees average highs of 43.4°F in January and 85.4°F in July, with 43.6 inches of annual precipitation and 17.4 inches of snow per year.

MetricMargate City, NJ
Average High — January43.4°F
Average High — July85.4°F
Annual Precipitation43.6"
Annual Snowfall17.4"

Demographics

MetricMargate City, NJNational Avg
Population5,331—
Median Age57.938.9
Unemployment Rate4.0%3.7%
Avg Commute Time29.2 min26 min
White (non-Hispanic)94.5%59.3%
Black or African American0.0%13.6%
Hispanic or Latino3.1%18.9%
Asian2.0%6.3%
Under 1814.7%22.2%
65 and over36.1%16.8%

Nearby Cities

ZIP Codes in Margate City

Margate City, NJ is covered by 1 ZIP code:

Margate City vs Other Cities

Frequently Asked Questions

Margate City's cost of living index is 97, where 100 is the national average. That makes Margate City roughly 3% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $572,100 and median rent is $1,298/month.
Margate City's violent crime rate is 58.6 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1250.7 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Margate City are operated by Margate City School District. The district has 1 elementary, 1 middle, and several high schools. The student-to-teacher ratio is 7.2:1. 56.4% of adults 25+ hold a bachelor's degree or higher.
Margate City, NJ has a population of 5,331, a median household income of $112,661, and an unemployment rate of 4.0%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Margate City averages 43.4°F in January and 85.4°F in July. Annual rainfall is 43.6 inches with about 17.4 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Margate City, NJ is covered by 1 ZIP code: 08402.
The population of Margate City, New Jersey is 5,331 with a median age of 57.9. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Margate City: cost of living index 97 (100 = US average), median home $572,100, median household income $112,661, crime index 33 (100 = US average, lower is safer), schools rated A+. Whether these are benefits or drawbacks depends on where you're coming from — compare Margate City side by side with your current city to see the trade-offs.