What are the schools like in Loch Arbour, NJ?

Loch Arbour is served primarily by Loch Arbour School District. The district operates several elementary schools, several middle schools, and several high schools.

What is the median household income in Loch Arbour?

The median household income in Loch Arbour, NJ is $122,500 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 8.4%.

What is the weather like in Loch Arbour, NJ?

Loch Arbour has an average high temperature of 41.8°F in January and 83.5°F in July. Annual precipitation averages 52.5 inches and annual snowfall averages 24.5 inches.

Loch Arbour, NJ Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Loch Arbour, NJ affordable or expensive?

Loch Arbour's cost of living index is 112, where 100 represents the national average. This means Loch Arbour is 12% more expensive than the average US city. The median home value is $1,263,900 and the median rent is N/A per month.

Q: What is the crime rate in Loch Arbour, NJ?

Loch Arbour has a violent crime rate of 40.1 incidents per 100,000 residents and a property crime rate of 354.6 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Loch Arbour, NJ a Good Place to Live?

Loch Arbour is a small town of 220 in New Jersey, with a median household income of $122,500 and a 8.4% unemployment rate. Its cost of living index is 112 (US average = 100), which is 12% above the national average.

Strengths: Loch Arbour stands out for a well-educated population.

Trade-offs: Potential downsides include an above-average cost of living, high home prices, an elevated unemployment rate. Whether Loch Arbour is right for you depends on your priorities — the full breakdown is below.

All Loch Arbour city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 112.5

Loch Arbour's overall cost of living index is 112.5, where 100 represents the US national average. Living in Loch Arbour costs roughly 12% more than the average American city.

Metric	Loch Arbour, NJ	National Avg
Median Home Value	$1,263,900	$244,900
Median Monthly Rent	N/A	$1,163
Homeownership Rate	89.3%	65.9%
Median Household Income	$122,500	$74,755

Crime & Safety

Very Safe

Loch Arbour's violent crime rate is 40.1 per 100,000 residents — 89% lower than the national average of ~380 per 100,000.

Violent Crime

40.1 /100k

Property Crime

354.6 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Loch Arbour is served primarily by Loch Arbour School District.

Metric	Loch Arbour, NJ	National Avg
School District	Loch Arbour School District	—
Elementary Schools	N/A	—
Middle Schools	N/A	—
High Schools	N/A	—
Student/Teacher Ratio	N/A	16:1
Bachelor's Degree or Higher	74.7%	35.4%
High School Diploma or Higher	100.0%	91.1%

Weather & Climate

Loch Arbour sees average highs of 41.8°F in January and 83.5°F in July, with 52.5 inches of annual precipitation and 24.5 inches of snow per year.

Metric	Loch Arbour, NJ
Average High — January	41.8°F
Average High — July	83.5°F
Annual Precipitation	52.5"
Annual Snowfall	24.5"

Demographics

Metric	Loch Arbour, NJ	National Avg
Population	220	—
Median Age	51.0	38.9
Unemployment Rate	8.4%	3.7%
Avg Commute Time	28.0 min	26 min
White (non-Hispanic)	85.0%	59.3%
Black or African American	0.0%	13.6%
Hispanic or Latino	7.3%	18.9%
Asian	3.6%	6.3%
Under 18	15.0%	22.2%
65 and over	24.5%	16.8%

Nearby Cities

Allenhurst, NJ 0 mi Asbury Park, NJ 1 mi Interlaken, NJ 1 mi Deal, NJ 1 mi Ocean Grove, NJ 1 mi

Loch Arbour vs Other Cities

Loch Arbour, NJ vs Allenhurst, NJ Loch Arbour, NJ vs Asbury Park, NJ Loch Arbour, NJ vs Interlaken, NJ Loch Arbour, NJ vs Deal, NJ Loch Arbour, NJ vs Ocean Grove, NJ

Frequently Asked Questions

Is Loch Arbour, NJ affordable or expensive?

Loch Arbour's cost of living index is 112, where 100 is the national average. That puts Loch Arbour roughly 12% above the national average in cost. The median home price is $1,263,900 and median rent is N/A/month.

What is the crime rate in Loch Arbour, NJ?

Loch Arbour's violent crime rate is 40.1 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 354.6 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Loch Arbour?

Public schools in Loch Arbour are operated by Loch Arbour School District. The district has several elementary, several middle, and several high schools. 74.7% of adults 25+ hold a bachelor's degree or higher.

Is Loch Arbour, NJ a good place to live?

Loch Arbour, NJ has a population of 220, a median household income of $122,500, and an unemployment rate of 8.4%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Loch Arbour?

Loch Arbour averages 41.8°F in January and 83.5°F in July. Annual rainfall is 52.5 inches with about 24.5 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What is the population of Loch Arbour?

The population of Loch Arbour, New Jersey is 220 with a median age of 51.0. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Loch Arbour?

Key numbers for living in Loch Arbour: cost of living index 112 (100 = US average), median home $1,263,900, median household income $122,500, crime index 13 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Loch Arbour side by side with your current city to see the trade-offs.