Is Harvey Cedars, NJ a Good Place to Live?
Harvey Cedars is a small town of 479 in New Jersey, with a median household income of $125,313 and a 4.5% unemployment rate. Its cost of living index is 112 (US average = 100), which is 12% above the national average.
Strengths: Harvey Cedars stands out for a well-educated population.
Trade-offs: Potential downsides include an above-average cost of living, high home prices. Whether Harvey Cedars is right for you depends on your priorities — the full breakdown is below.
All Harvey Cedars city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 112.5Harvey Cedars's overall cost of living index is 112.5, where 100 represents the US national average. Living in Harvey Cedars costs roughly 12% more than the average American city.
| Metric | Harvey Cedars, NJ | National Avg |
|---|---|---|
| Median Home Value | $1,138,200 | $244,900 |
| Median Monthly Rent | N/A | $1,163 |
| Homeownership Rate | 93.8% | 65.9% |
| Median Household Income | $125,313 | $74,755 |
Crime & Safety
Very SafeHarvey Cedars's violent crime rate is 12.8 per 100,000 residents — 97% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
| Metric | Harvey Cedars, NJ | National Avg |
|---|---|---|
| School District | N/A | — |
| Elementary Schools | N/A | — |
| Middle Schools | N/A | — |
| High Schools | N/A | — |
| Student/Teacher Ratio | N/A | 16:1 |
| Bachelor's Degree or Higher | 69.6% | 35.4% |
| High School Diploma or Higher | 97.6% | 91.1% |
Weather & Climate
Harvey Cedars sees average highs of 40.7°F in January and 83.5°F in July, with 41.0 inches of annual precipitation and 10.2 inches of snow per year.
| Metric | Harvey Cedars, NJ |
|---|---|
| Average High — January | 40.7°F |
| Average High — July | 83.5°F |
| Annual Precipitation | 41.0" |
| Annual Snowfall | 10.2" |
Demographics
| Metric | Harvey Cedars, NJ | National Avg |
|---|---|---|
| Population | 479 | — |
| Median Age | 62.0 | 38.9 |
| Unemployment Rate | 4.5% | 3.7% |
| Avg Commute Time | 27.2 min | 26 min |
| White (non-Hispanic) | 94.2% | 59.3% |
| Black or African American | 0.2% | 13.6% |
| Hispanic or Latino | 2.9% | 18.9% |
| Asian | 1.3% | 6.3% |
| Under 18 | 7.1% | 22.2% |
| 65 and over | 41.1% | 16.8% |