Median Income
$92,226
household / year
Median Home Value
$311,100
owner-occupied
Median Rent
$1,625
gross / month
Cost of Living
108
national avg = 100

Is Erma, NJ a Good Place to Live?

Erma is a small town of 1,844 in New Jersey, with a median household income of $92,226 and a 11.6% unemployment rate. Its cost of living index is 108 (US average = 100), which is 8% above the national average.

Strengths: Erma stands out for solid school ratings (A), short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Erma is right for you depends on your priorities — the full breakdown is below.

All Erma city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 107.5

Erma's overall cost of living index is 107.5, where 100 represents the US national average. Living in Erma costs roughly 8% more than the average American city.

Metric Erma, NJ National Avg
Median Home Value $311,100 $244,900
Median Monthly Rent $1,625 $1,163
Homeownership Rate 80.9% 65.9%
Median Household Income $92,226 $74,755

Crime & Safety

Very Safe

Erma's violent crime rate is 69.5 per 100,000 residents — 82% lower than the national average of ~380 per 100,000.

Violent Crime
69.5 /100k
Property Crime
1051.7 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Erma is served primarily by Lower Township Elementary School District. The student-to-teacher ratio is 10.9:1 (better than the national average of ~16:1).

Metric Erma, NJ National Avg
School District Lower Township Elementary School District —
Elementary Schools 3 —
Middle Schools 1 —
High Schools N/A —
Student/Teacher Ratio 10.9:1 16:1
Bachelor's Degree or Higher 33.5% 35.4%
High School Diploma or Higher 94.1% 91.1%

Weather & Climate

Erma sees average highs of 43.3°F in January and 85.5°F in July, with 44.1 inches of annual precipitation and 14.8 inches of snow per year.

MetricErma, NJ
Average High — January43.3°F
Average High — July85.5°F
Annual Precipitation44.1"
Annual Snowfall14.8"

Demographics

MetricErma, NJNational Avg
Population1,844—
Median Age41.638.9
Unemployment Rate11.6%3.7%
Avg Commute Time19.1 min26 min
White (non-Hispanic)78.0%59.3%
Black or African American3.4%13.6%
Hispanic or Latino3.5%18.9%
Asian1.1%6.3%
Under 1825.2%22.2%
65 and over16.2%16.8%

Nearby Cities

Rio Grande, NJ 2 mi Villas, NJ 3 mi Diamond Beach, NJ 3 mi North Cape May, NJ 3 mi Wildwood Crest, NJ 3 mi

ZIP Codes in Erma

Erma, NJ is covered by 1 ZIP code:

08204

Erma vs Other Cities

Erma, NJ vs Rio Grande, NJ Erma, NJ vs Villas, NJ Erma, NJ vs Diamond Beach, NJ Erma, NJ vs North Cape May, NJ Erma, NJ vs Wildwood Crest, NJ

Frequently Asked Questions

Erma's cost of living index is 108, where 100 is the national average. That puts Erma roughly 8% above the national average in cost. The median home price is $311,100 and median rent is $1,625/month.
Erma's violent crime rate is 69.5 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1051.7 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Erma are operated by Lower Township Elementary School District. The district has 3 elementary, 1 middle, and several high schools. The student-to-teacher ratio is 10.9:1. 33.5% of adults 25+ hold a bachelor's degree or higher.
Erma, NJ has a population of 1,844, a median household income of $92,226, and an unemployment rate of 11.6%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Erma averages 43.3°F in January and 85.5°F in July. Annual rainfall is 44.1 inches with about 14.8 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Erma, NJ is covered by 1 ZIP code: 08204.
The population of Erma, New Jersey is 1,844 with a median age of 41.6. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Erma: cost of living index 108 (100 = US average), median home $311,100, median household income $92,226, crime index 31 (100 = US average, lower is safer), schools rated A. Whether these are benefits or drawbacks depends on where you're coming from — compare Erma side by side with your current city to see the trade-offs.