Is Clayton, NJ a Good Place to Live?
Clayton is a small town of 8,801 in New Jersey, with a median household income of $91,711 and a 8.2% unemployment rate. Its cost of living index is 104 (US average = 100), which is 4% above the national average.
Strengths: Clayton stands out for below-average home prices, lower-than-average crime, solid school ratings (B).
Trade-offs: Potential downsides include longer commutes, an elevated unemployment rate. Whether Clayton is right for you depends on your priorities — the full breakdown is below.
All Clayton city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 103.5Clayton's overall cost of living index is 103.5, where 100 represents the US national average. Living in Clayton costs roughly 4% more than the average American city.
| Metric | Clayton, NJ | National Avg |
|---|---|---|
| Median Home Value | $233,000 | $244,900 |
| Median Monthly Rent | $1,180 | $1,163 |
| Homeownership Rate | 73.5% | 65.9% |
| Median Household Income | $91,711 | $74,755 |
Crime & Safety
Very SafeClayton's violent crime rate is 141.4 per 100,000 residents — 63% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Clayton is served primarily by Clayton Public School District. The student-to-teacher ratio is 12.0:1 (better than the national average of ~16:1).
| Metric | Clayton, NJ | National Avg |
|---|---|---|
| School District | Clayton Public School District | — |
| Elementary Schools | 1 | — |
| Middle Schools | 1 | — |
| High Schools | 1 | — |
| Student/Teacher Ratio | 12.0:1 | 16:1 |
| Bachelor's Degree or Higher | 20.2% | 35.4% |
| High School Diploma or Higher | 91.4% | 91.1% |
Weather & Climate
Clayton sees average highs of 41.3°F in January and 86.8°F in July, with 51.5 inches of annual precipitation and 13.3 inches of snow per year.
| Metric | Clayton, NJ |
|---|---|
| Average High — January | 41.3°F |
| Average High — July | 86.8°F |
| Annual Precipitation | 51.5" |
| Annual Snowfall | 13.3" |
Demographics
| Metric | Clayton, NJ | National Avg |
|---|---|---|
| Population | 8,801 | — |
| Median Age | 39.9 | 38.9 |
| Unemployment Rate | 8.2% | 3.7% |
| Avg Commute Time | 35.2 min | 26 min |
| White (non-Hispanic) | 68.1% | 59.3% |
| Black or African American | 20.8% | 13.6% |
| Hispanic or Latino | 7.9% | 18.9% |
| Asian | 0.4% | 6.3% |
| Under 18 | 22.1% | 22.2% |
| 65 and over | 20.2% | 16.8% |
Nearby Cities
ZIP Codes in Clayton
Clayton, NJ is covered by 1 ZIP code: