Median Income
$91,711
household / year
Median Home Value
$233,000
owner-occupied
Median Rent
$1,180
gross / month
Cost of Living
104
national avg = 100

Is Clayton, NJ a Good Place to Live?

Clayton is a small town of 8,801 in New Jersey, with a median household income of $91,711 and a 8.2% unemployment rate. Its cost of living index is 104 (US average = 100), which is 4% above the national average.

Strengths: Clayton stands out for below-average home prices, lower-than-average crime, solid school ratings (B).

Trade-offs: Potential downsides include longer commutes, an elevated unemployment rate. Whether Clayton is right for you depends on your priorities — the full breakdown is below.

All Clayton city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 103.5

Clayton's overall cost of living index is 103.5, where 100 represents the US national average. Living in Clayton costs roughly 4% more than the average American city.

Metric Clayton, NJ National Avg
Median Home Value $233,000 $244,900
Median Monthly Rent $1,180 $1,163
Homeownership Rate 73.5% 65.9%
Median Household Income $91,711 $74,755

Crime & Safety

Very Safe

Clayton's violent crime rate is 141.4 per 100,000 residents — 63% lower than the national average of ~380 per 100,000.

Violent Crime
141.4 /100k
Property Crime
750.7 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Clayton is served primarily by Clayton Public School District. The student-to-teacher ratio is 12.0:1 (better than the national average of ~16:1).

Metric Clayton, NJ National Avg
School District Clayton Public School District —
Elementary Schools 1 —
Middle Schools 1 —
High Schools 1 —
Student/Teacher Ratio 12.0:1 16:1
Bachelor's Degree or Higher 20.2% 35.4%
High School Diploma or Higher 91.4% 91.1%

Weather & Climate

Clayton sees average highs of 41.3°F in January and 86.8°F in July, with 51.5 inches of annual precipitation and 13.3 inches of snow per year.

MetricClayton, NJ
Average High — January41.3°F
Average High — July86.8°F
Annual Precipitation51.5"
Annual Snowfall13.3"

Demographics

MetricClayton, NJNational Avg
Population8,801—
Median Age39.938.9
Unemployment Rate8.2%3.7%
Avg Commute Time35.2 min26 min
White (non-Hispanic)68.1%59.3%
Black or African American20.8%13.6%
Hispanic or Latino7.9%18.9%
Asian0.4%6.3%
Under 1822.1%22.2%
65 and over20.2%16.8%

Nearby Cities

ZIP Codes in Clayton

Clayton, NJ is covered by 1 ZIP code:

Clayton vs Other Cities

Frequently Asked Questions

Clayton's cost of living index is 104, where 100 is the national average. That puts Clayton roughly 4% above the national average in cost. The median home price is $233,000 and median rent is $1,180/month.
Clayton's violent crime rate is 141.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 750.7 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Clayton are operated by Clayton Public School District. The district has 1 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 12.0:1. 20.2% of adults 25+ hold a bachelor's degree or higher.
Clayton, NJ has a population of 8,801, a median household income of $91,711, and an unemployment rate of 8.2%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Clayton averages 41.3°F in January and 86.8°F in July. Annual rainfall is 51.5 inches with about 13.3 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Clayton, NJ is covered by 1 ZIP code: 08312.
The population of Clayton, New Jersey is 8,801 with a median age of 39.9. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Clayton: cost of living index 104 (100 = US average), median home $233,000, median household income $91,711, crime index 37 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Clayton side by side with your current city to see the trade-offs.