Median Income
$131,875
household / year
Median Home Value
$467,100
owner-occupied
Median Rent
$1,736
gross / month
Cost of Living
112
national avg = 100

Is Belford, NJ a Good Place to Live?

Belford is a small town of 1,935 in New Jersey, with a median household income of $131,875 and a 9.0% unemployment rate. Its cost of living index is 112 (US average = 100), which is 12% above the national average.

Strengths: Belford stands out for solid school ratings (A), a well-educated population.

Trade-offs: Potential downsides include an above-average cost of living, high home prices, longer commutes, an elevated unemployment rate. Whether Belford is right for you depends on your priorities — the full breakdown is below.

All Belford city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 112.5

Belford's overall cost of living index is 112.5, where 100 represents the US national average. Living in Belford costs roughly 12% more than the average American city.

Metric Belford, NJ National Avg
Median Home Value $467,100 $244,900
Median Monthly Rent $1,736 $1,163
Homeownership Rate 82.1% 65.9%
Median Household Income $131,875 $74,755

Crime & Safety

Very Safe

Belford's violent crime rate is 40.1 per 100,000 residents — 89% lower than the national average of ~380 per 100,000.

Violent Crime
40.1 /100k
Property Crime
354.6 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Belford is served primarily by Middletown Township Public School District. The student-to-teacher ratio is 11.5:1 (better than the national average of ~16:1).

Metric Belford, NJ National Avg
School District Middletown Township Public School District —
Elementary Schools 11 —
Middle Schools 3 —
High Schools 2 —
Student/Teacher Ratio 11.5:1 16:1
Bachelor's Degree or Higher 41.1% 35.4%
High School Diploma or Higher 92.3% 91.1%

Weather & Climate

Belford sees average highs of 41.8°F in January and 83.5°F in July, with 49.5 inches of annual precipitation and 24.5 inches of snow per year.

MetricBelford, NJ
Average High — January41.8°F
Average High — July83.5°F
Annual Precipitation49.5"
Annual Snowfall24.5"

Demographics

MetricBelford, NJNational Avg
Population1,935—
Median Age39.038.9
Unemployment Rate9.0%3.7%
Avg Commute Time42.9 min26 min
White (non-Hispanic)84.8%59.3%
Black or African American0.7%13.6%
Hispanic or Latino6.5%18.9%
Asian0.4%6.3%
Under 1828.9%22.2%
65 and over11.4%16.8%

Nearby Cities

Leonardo, NJ 1 mi Port Monmouth, NJ 1 mi North Middletown, NJ 2 mi Navesink, NJ 3 mi Atlantic Highlands, NJ 3 mi

ZIP Codes in Belford

Belford, NJ is covered by 1 ZIP code:

07718

Belford vs Other Cities

Belford, NJ vs Leonardo, NJ Belford, NJ vs Port Monmouth, NJ Belford, NJ vs North Middletown, NJ Belford, NJ vs Navesink, NJ Belford, NJ vs Atlantic Highlands, NJ

Frequently Asked Questions

Belford's cost of living index is 112, where 100 is the national average. That puts Belford roughly 12% above the national average in cost. The median home price is $467,100 and median rent is $1,736/month.
Belford's violent crime rate is 40.1 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 354.6 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Belford are operated by Middletown Township Public School District. The district has 11 elementary, 3 middle, and 2 high schools. The student-to-teacher ratio is 11.5:1. 41.1% of adults 25+ hold a bachelor's degree or higher.
Belford, NJ has a population of 1,935, a median household income of $131,875, and an unemployment rate of 9.0%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Belford averages 41.8°F in January and 83.5°F in July. Annual rainfall is 49.5 inches with about 24.5 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Belford, NJ is covered by 1 ZIP code: 07718.
The population of Belford, New Jersey is 1,935 with a median age of 39.0. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Belford: cost of living index 112 (100 = US average), median home $467,100, median household income $131,875, crime index 13 (100 = US average, lower is safer), schools rated A. Whether these are benefits or drawbacks depends on where you're coming from — compare Belford side by side with your current city to see the trade-offs.