Is Bay Head, NJ a Good Place to Live?
Bay Head is a small town of 1,096 in New Jersey, with a median household income of $127,500 and a 2.7% unemployment rate. Its cost of living index is 112 (US average = 100), which is 12% above the national average.
Strengths: Bay Head stands out for solid school ratings (A+), a well-educated population.
Trade-offs: Potential downsides include an above-average cost of living, high home prices, longer commutes. Whether Bay Head is right for you depends on your priorities — the full breakdown is below.
All Bay Head city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 112.5Bay Head's overall cost of living index is 112.5, where 100 represents the US national average. Living in Bay Head costs roughly 12% more than the average American city.
| Metric | Bay Head, NJ | National Avg |
|---|---|---|
| Median Home Value | $1,604,700 | $244,900 |
| Median Monthly Rent | $1,571 | $1,163 |
| Homeownership Rate | 89.0% | 65.9% |
| Median Household Income | $127,500 | $74,755 |
Crime & Safety
Very SafeBay Head's violent crime rate is 12.8 per 100,000 residents — 97% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Bay Head is served primarily by Bay Head Borough School District. The student-to-teacher ratio is 6.6:1 (better than the national average of ~16:1).
| Metric | Bay Head, NJ | National Avg |
|---|---|---|
| School District | Bay Head Borough School District | — |
| Elementary Schools | 1 | — |
| Middle Schools | N/A | — |
| High Schools | N/A | — |
| Student/Teacher Ratio | 6.6:1 | 16:1 |
| Bachelor's Degree or Higher | 69.0% | 35.4% |
| High School Diploma or Higher | 97.9% | 91.1% |
Weather & Climate
Bay Head sees average highs of 41.6°F in January and 85.5°F in July, with 49.2 inches of annual precipitation and 23.7 inches of snow per year.
| Metric | Bay Head, NJ |
|---|---|
| Average High — January | 41.6°F |
| Average High — July | 85.5°F |
| Annual Precipitation | 49.2" |
| Annual Snowfall | 23.7" |
Demographics
| Metric | Bay Head, NJ | National Avg |
|---|---|---|
| Population | 1,096 | — |
| Median Age | 57.5 | 38.9 |
| Unemployment Rate | 2.7% | 3.7% |
| Avg Commute Time | 30.3 min | 26 min |
| White (non-Hispanic) | 93.5% | 59.3% |
| Black or African American | 0.0% | 13.6% |
| Hispanic or Latino | 1.6% | 18.9% |
| Asian | 2.7% | 6.3% |
| Under 18 | 12.6% | 22.2% |
| 65 and over | 31.3% | 16.8% |