Median Income
$57,212
household / year
Median Home Value
$155,900
owner-occupied
Median Rent
$1,161
gross / month
Cost of Living
100
national avg = 100

Is Troy, NH a Good Place to Live?

Troy is a small town of 920 in New Hampshire, with a median household income of $57,212 and a 1.9% unemployment rate. Its cost of living index is 100 (US average = 100), which is 0% below the national average.

Strengths: Troy stands out for below-average home prices, lower-than-average crime, solid school ratings (B).

Trade-offs: Potential downsides include longer commutes. Whether Troy is right for you depends on your priorities — the full breakdown is below.

All Troy city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 99.6

Troy's overall cost of living index is 99.6, where 100 represents the US national average. Living in Troy costs roughly 0% less than the average American city.

Metric Troy, NH National Avg
Median Home Value $155,900 $244,900
Median Monthly Rent $1,161 $1,163
Homeownership Rate 55.5% 65.9%
Median Household Income $57,212 $74,755

Crime & Safety

Very Safe

Troy's violent crime rate is 181.2 per 100,000 residents — 52% lower than the national average of ~380 per 100,000.

Violent Crime
181.2 /100k
Property Crime
498.4 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Troy is served primarily by Monadnock Regional School District. The student-to-teacher ratio is 12.5:1 (better than the national average of ~16:1).

Metric Troy, NH National Avg
School District Monadnock Regional School District —
Elementary Schools 5 —
Middle Schools 1 —
High Schools 1 —
Student/Teacher Ratio 12.5:1 16:1
Bachelor's Degree or Higher 24.7% 35.4%
High School Diploma or Higher 94.6% 91.1%

Weather & Climate

Troy sees average highs of 31.5°F in January and 82.5°F in July, with 48.1 inches of annual precipitation and 72.5 inches of snow per year.

MetricTroy, NH
Average High — January31.5°F
Average High — July82.5°F
Annual Precipitation48.1"
Annual Snowfall72.5"

Demographics

MetricTroy, NHNational Avg
Population920—
Median Age35.538.9
Unemployment Rate1.9%3.7%
Avg Commute Time31.7 min26 min
White (non-Hispanic)97.4%59.3%
Black or African American0.0%13.6%
Hispanic or Latino2.2%18.9%
Asian0.0%6.3%
Under 1818.6%22.2%
65 and over16.3%16.8%

Nearby Cities

Marlborough, NH 6 mi West Swanzey, NH 8 mi Jaffrey, NH 8 mi Winchester, NH 11 mi Keene, NH 11 mi

ZIP Codes in Troy

Troy, NH is covered by 1 ZIP code:

03465

Troy vs Other Cities

Troy, NH vs Marlborough, NH Troy, NH vs West Swanzey, NH Troy, NH vs Jaffrey, NH Troy, NH vs Winchester, NH Troy, NH vs Keene, NH

Frequently Asked Questions

Troy's cost of living index is 100, where 100 is the national average. That makes Troy roughly 0% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $155,900 and median rent is $1,161/month.
Troy's violent crime rate is 181.2 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 498.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Troy are operated by Monadnock Regional School District. The district has 5 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 12.5:1. 24.7% of adults 25+ hold a bachelor's degree or higher.
Troy, NH has a population of 920, a median household income of $57,212, and an unemployment rate of 1.9%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Troy averages 31.5°F in January and 82.5°F in July. Annual rainfall is 48.1 inches with about 72.5 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Troy, NH is covered by 1 ZIP code: 03465.
The population of Troy, New Hampshire is 920 with a median age of 35.5. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Troy: cost of living index 100 (100 = US average), median home $155,900, median household income $57,212, crime index 38 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Troy side by side with your current city to see the trade-offs.