Is Spalding, NE a Good Place to Live?
Spalding is a small town of 379 in Nebraska, with a median household income of $51,250 and a 6.0% unemployment rate. Its cost of living index is 87 (US average = 100), which is 13% below the national average.
Strengths: Spalding stands out for an affordable cost of living, below-average home prices, solid school ratings (B), short average commutes.
Trade-offs: Potential downsides include an elevated unemployment rate. Whether Spalding is right for you depends on your priorities — the full breakdown is below.
All Spalding city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 87.2Spalding's overall cost of living index is 87.2, where 100 represents the US national average. Living in Spalding costs roughly 13% less than the average American city.
| Metric | Spalding, NE | National Avg |
|---|---|---|
| Median Home Value | $85,200 | $244,900 |
| Median Monthly Rent | $760 | $1,163 |
| Homeownership Rate | 88.3% | 65.9% |
| Median Household Income | $51,250 | $74,755 |
Crime & Safety
Crime data for Spalding is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.
Schools & Education
Spalding is served primarily by RIVERSIDE PUBLIC SCHOOLS. The student-to-teacher ratio is 8.5:1 (better than the national average of ~16:1).
| Metric | Spalding, NE | National Avg |
|---|---|---|
| School District | RIVERSIDE PUBLIC SCHOOLS | — |
| Elementary Schools | 2 | — |
| Middle Schools | 1 | — |
| High Schools | 1 | — |
| Student/Teacher Ratio | 8.5:1 | 16:1 |
| Bachelor's Degree or Higher | 17.3% | 35.4% |
| High School Diploma or Higher | 96.9% | 91.1% |
Weather & Climate
Spalding sees average highs of 34.0°F in January and 86.5°F in July, with 26.2 inches of annual precipitation and 34.0 inches of snow per year.
| Metric | Spalding, NE |
|---|---|
| Average High — January | 34.0°F |
| Average High — July | 86.5°F |
| Annual Precipitation | 26.2" |
| Annual Snowfall | 34.0" |
Demographics
| Metric | Spalding, NE | National Avg |
|---|---|---|
| Population | 379 | — |
| Median Age | 62.0 | 38.9 |
| Unemployment Rate | 6.0% | 3.7% |
| Avg Commute Time | 11.7 min | 26 min |
| White (non-Hispanic) | 96.0% | 59.3% |
| Black or African American | 0.0% | 13.6% |
| Hispanic or Latino | 4.0% | 18.9% |
| Asian | 0.0% | 6.3% |
| Under 18 | 17.4% | 22.2% |
| 65 and over | 39.6% | 16.8% |
Nearby Cities
ZIP Codes in Spalding
Spalding, NE is covered by 1 ZIP code: