Median Income
$51,250
household / year
Median Home Value
$85,200
owner-occupied
Median Rent
$760
gross / month
Cost of Living
87
national avg = 100

Is Spalding, NE a Good Place to Live?

Spalding is a small town of 379 in Nebraska, with a median household income of $51,250 and a 6.0% unemployment rate. Its cost of living index is 87 (US average = 100), which is 13% below the national average.

Strengths: Spalding stands out for an affordable cost of living, below-average home prices, solid school ratings (B), short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Spalding is right for you depends on your priorities — the full breakdown is below.

All Spalding city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 87.2

Spalding's overall cost of living index is 87.2, where 100 represents the US national average. Living in Spalding costs roughly 13% less than the average American city.

Metric Spalding, NE National Avg
Median Home Value $85,200 $244,900
Median Monthly Rent $760 $1,163
Homeownership Rate 88.3% 65.9%
Median Household Income $51,250 $74,755

Crime & Safety

Crime data for Spalding is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.

Schools & Education

Spalding is served primarily by RIVERSIDE PUBLIC SCHOOLS. The student-to-teacher ratio is 8.5:1 (better than the national average of ~16:1).

Metric Spalding, NE National Avg
School District RIVERSIDE PUBLIC SCHOOLS
Elementary Schools 2
Middle Schools 1
High Schools 1
Student/Teacher Ratio 8.5:1 16:1
Bachelor's Degree or Higher 17.3% 35.4%
High School Diploma or Higher 96.9% 91.1%

Weather & Climate

Spalding sees average highs of 34.0°F in January and 86.5°F in July, with 26.2 inches of annual precipitation and 34.0 inches of snow per year.

MetricSpalding, NE
Average High — January34.0°F
Average High — July86.5°F
Annual Precipitation26.2"
Annual Snowfall34.0"

Demographics

MetricSpalding, NENational Avg
Population379
Median Age62.038.9
Unemployment Rate6.0%3.7%
Avg Commute Time11.7 min26 min
White (non-Hispanic)96.0%59.3%
Black or African American0.0%13.6%
Hispanic or Latino4.0%18.9%
Asian0.0%6.3%
Under 1817.4%22.2%
65 and over39.6%16.8%

Nearby Cities

ZIP Codes in Spalding

Spalding, NE is covered by 1 ZIP code:

Spalding vs Other Cities

Frequently Asked Questions

Spalding's cost of living index is 87, where 100 is the national average. That makes Spalding roughly 13% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $85,200 and median rent is $760/month.
Crime data for Spalding is not available in the current FBI UCR reporting year. Not all jurisdictions submit data annually.
Public schools in Spalding are operated by RIVERSIDE PUBLIC SCHOOLS. The district has 2 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 8.5:1. 17.3% of adults 25+ hold a bachelor's degree or higher.
Spalding, NE has a population of 379, a median household income of $51,250, and an unemployment rate of 6.0%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Spalding averages 34.0°F in January and 86.5°F in July. Annual rainfall is 26.2 inches with about 34.0 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Spalding, NE is covered by 1 ZIP code: 68665.
The population of Spalding, Nebraska is 379 with a median age of 62.0. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Spalding: cost of living index 87 (100 = US average), median home $85,200, median household income $51,250, schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Spalding side by side with your current city to see the trade-offs.